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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-14), Bank of the Philippine Islands's 12-1 Month Momentum % is -26.18%.
PHS:BPI's 12-1 Month Momentum % is ranked worse than 95.37% of 1598
companies
in the Banks industry
Industry Median: 18.195
vs PHS:BPI: -26.18
Bank of the Philippine Islands (PHS:BPI) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Bank of the Philippine Islands 12-1 Month Momentum % Related Terms
Bank of the Philippine Islands 12-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's 12-1 Month Momentum % falls into.
Bank of the Philippine Islands (PHS:BPI) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 12-1 Month Momentum % of -26.18% mean?
Bank of the Philippine Islands (PHS:BPI) has a 12-1 Month Momentum % of -26.18% as of Jul. 14, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Bank of the Philippine Islands and its competitors. According to the industry distribution chart, Bank of the Philippine Islands ranks #1524 out of 1598 companies in the Banks industry, placing it in the top 95.4%.
Is Bank of the Philippine Islands' 12-1 Month Momentum % too high?
Bank of the Philippine Islands' current 12-1 Month Momentum % is -26.18%. Based on the distribution chart, Bank of the Philippine Islands ranks #1524 out of 1598 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of the Philippine Islands has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' 12-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #1524 out of 1598 companies for 12-1 Month Momentum %. This places Bank of the Philippine Islands in the lower half of its industry. The industry median 12-1 Month Momentum % is 18.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.20, based on 1,598 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current 12-1 Month Momentum % is -26.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱158.33, compared to a current price of ₱102.00 — trading 35.6% below its estimated fair value. The current 12-1 Month Momentum % is -26.18%. Bank of the Philippine Islands' overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current 12-1 Month Momentum % is -26.18% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of ₱102.00 is trading 35.6% below its estimated GF Value™ of ₱158.33.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for PHS:BPI:
12-1 Month Momentum %: -26.18%
GF Value™: ₱158.33 vs. price of ₱102.00 (35.6% below fair value)
No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
84GF Score
Get the complete analysis for PHS:BPI
12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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