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Pretax income is the income that a company earns before paying income taxes. Bank of the Philippine Islands's pretax income for the
three
months ended in Mar. 2026 was ₱21,919 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱85,937 Mil.
Bank of the Philippine Islands's pretax margin was 43.05%.
During the past 13 years, Bank of the Philippine Islands's highest Pretax Margin was 49.50%. The lowest was 25.29%. And the median was 40.99%.
Bank of the Philippine Islands (PHS:BPI) Pre-Tax Income Explanation
Bank of the Philippine Islands's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as
During the past 13 years, Bank of the Philippine Islands's highest Pretax Margin was 49.50%. The lowest was 25.29%. And the median was 40.99%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands Pre-Tax Income Related Terms
Bank of the Philippine Islands Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands Pre-Tax Income Chart
Bank of the Philippine Islands Pre-Tax Income Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱85,937 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands (PHS:BPI) has a Pre-Tax Income of ₱85,937 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Bank of the Philippine Islands and its competitors.
Is Bank of the Philippine Islands' Pre-Tax Income too high?
Bank of the Philippine Islands' current Pre-Tax Income is ₱85,937 Mil. Overall, Bank of the Philippine Islands has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Pre-Tax Income compare to competitors?
Bank of the Philippine Islands' Pre-Tax Income of ₱85,937 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Bank of the Philippine Islands and its competitors. Bank of the Philippine Islands's current Pre-Tax Income is ₱85,937 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱158.33, compared to a current price of ₱103.00 — trading 34.9% below its estimated fair value. The current Pre-Tax Income is ₱85,937 Mil. Bank of the Philippine Islands' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Pre-Tax Income is ₱85,937 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of ₱103.00 is trading 34.9% below its estimated GF Value™ of ₱158.33.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for PHS:BPI:
Pre-Tax Income: ₱85,937 Mil
GF Value™: ₱158.33 vs. price of ₱103.00 (34.9% below fair value)
No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
78GF Score
Get the complete analysis for PHS:BPI
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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