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Bank of the Philippine Islands (PHS:BPI) Future 3-5Y EPS without NRI Growth Rate Explanation
Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.
Bank of the Philippine Islands Future 3-5Y EPS without NRI Growth Rate Related Terms
Bank of the Philippine Islands Future 3-5Y EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands Future 3-5Y EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's Future 3-5Y EPS without NRI Growth Rate falls into.
What does a Future 3-5Y EPS without NRI Growth Rate of 5.06 mean?
Bank of the Philippine Islands (PHS:BPI) has a Future 3-5Y EPS without NRI Growth Rate of 5.06 as of Aug. 10, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Bank of the Philippine Islands and its competitors. According to the industry distribution chart, Bank of the Philippine Islands ranks #334 out of 480 companies in the Banks industry, placing it in the top 69.6%.
Is Bank of the Philippine Islands' Future 3-5Y EPS without NRI Growth Rate too high?
Bank of the Philippine Islands' current Future 3-5Y EPS without NRI Growth Rate is 5.06. The Banks industry median Future 3-5Y EPS without NRI Growth Rate is 11.05. Bank of the Philippine Islands' value of 5.06 is 54.2% below this industry median. Based on the distribution chart, Bank of the Philippine Islands ranks #334 out of 480 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of the Philippine Islands has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Future 3-5Y EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #334 out of 480 companies for Future 3-5Y EPS without NRI Growth Rate. This places Bank of the Philippine Islands in the lower half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 11.05. Bank of the Philippine Islands' value of 5.06 is 54.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for a Banks company?
The median Future 3-5Y EPS without NRI Growth Rate among Banks companies is 11.05, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of the Philippine Islands's current Future 3-5Y EPS without NRI Growth Rate of 5.06 is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Bank of the Philippine Islands and its competitors. For the Banks industry, the median Future 3-5Y EPS without NRI Growth Rate is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current Future 3-5Y EPS without NRI Growth Rate is 5.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱155.72, compared to a current price of ₱101.00 — trading 35.1% below its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 5.06 and 54.2% below the Banks industry median of 11.05. Bank of the Philippine Islands' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Future 3-5Y EPS without NRI Growth Rate is 5.06 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of ₱101.00 is trading 35.1% below its estimated GF Value™ of ₱155.72.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for PHS:BPI:
Future 3-5Y EPS without NRI Growth Rate: 5.06
GF Value™: ₱155.72 vs. price of ₱101.00 (35.1% below fair value)
Industry Position: 54.2% below the Banks median (#334 of 480)
No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
81GF Score
Get the complete analysis for PHS:BPI
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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