Bank of the Philippine Islands (PHS:BPI) Growth Rank: 10 (As of Jul. 16, 2026) — 11% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:BPI Bank of the Philippine Islands PHS:BPI
78 GF Score
Price ₱103.50
GF Value ₱158.38
Valuation Possible Value Trap
! 3 Warning Signs
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What is Bank of the Philippine Islands Growth Rank?

Bank of the Philippine Islands PHS:BPI +0.49% 78 Growth Rank is 10 as of Jul. 16, 2026, which is 11% above its 10-year median of 9.00. GuruFocus rates PHS:BPI with a GF Score™ of 78/100 and a GF Value™ of ₱158.38 (Possible Value Trap). The stock has 3 warning signs investors should review.

Bank of the Philippine Islands has the Growth Rank of 10.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Bank of the Philippine Islands Growth Rank Related Terms

Bank of the Philippine Islands Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Bank of the Philippine Islands's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of the Philippine Islands Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Growth Rank distribution charts can be found below:

* The bar in red indicates where Bank of the Philippine Islands's Growth Rank falls into.


PHS:BPI
78GF Score
Bank of the Philippine Islands PHS:BPI
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 10 mean?
Bank of the Philippine Islands (PHS:BPI) has a Growth Rank of 10 as of Jul. 16, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Bank of the Philippine Islands and its competitors. This is 11% above median its historical median of 9.00. Over the past decade, Bank of the Philippine Islands' Growth Rank has ranged from 4.00 to 10.00.
Is Bank of the Philippine Islands' Growth Rank too high?
Bank of the Philippine Islands' current Growth Rank of 10 is 11% above median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Bank of the Philippine Islands has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Growth Rank compare to competitors?
Bank of the Philippine Islands' Growth Rank of 10 can be compared against companies in the Banks industry. Historically, Bank of the Philippine Islands' own Growth Rank has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Bank of the Philippine Islands and its competitors. Bank of the Philippine Islands's current Growth Rank is 10, which is 11% above median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱158.38, compared to a current price of ₱103.50 — trading 34.7% below its estimated fair value. The current Growth Rank is 10, which is 11% above median its 10-year median of 9.00. Bank of the Philippine Islands' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Growth Rank is 10 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of ₱103.50 is trading 34.7% below its estimated GF Value™ of ₱158.38. GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.

Key valuation signals for PHS:BPI:

  • Growth Rank: 10 (11% above median its 10-year median of 9.00)
  • GF Value™: ₱158.38 vs. price of ₱103.50 (34.7% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of the Philippine Islands Business Description

Other Exchanges BPHLY:USA
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
78GF Score

Get the complete analysis for PHS:BPI

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱103.50
Price
₱158.38
GF Value