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UNM (Unum Group) Accounts Receivable : $9,679 Mil (As of Mar. 2025)


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What is Unum Group Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Unum Group's accounts receivables for the quarter that ended in Mar. 2025 was $9,679 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Unum Group's Days Sales Outstanding for the quarter that ended in Mar. 2025 was 273.45.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Unum Group's Net-Net Working Capital per share for the quarter that ended in Mar. 2025 was $-28.13.


Unum Group Accounts Receivable Historical Data

The historical data trend for Unum Group's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unum Group Accounts Receivable Chart

Unum Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12,185.30 12,439.20 11,090.10 10,652.10 9,755.40

Unum Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,437.60 10,237.40 10,133.30 9,755.40 9,679.00

Unum Group Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


Unum Group Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Unum Group's Days Sales Outstanding for the quarter that ended in Mar. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=9679/3229.9*91
=273.45

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Unum Group's accounts receivable are only considered to be worth 75% of book value:

Unum Group's Net-Net Working Capital Per Share for the quarter that ended in Mar. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(38954.4+0.75 * 9679+0.5 * 0-51245.8
-0-0)/178.882
=-28.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Unum Group Accounts Receivable Related Terms

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Unum Group Business Description

Traded in Other Exchanges
Address
1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The majority of the revenue is earned from the Unum USA segment. The firm markets its products through brokers.
Executives
Susan D. Devore director C/O PREMIER, INC., 13034 BALLANTYNE CORPORATE PLACE, CHARLOTTE NC 28277
Lisa G Iglesias officer: EVP, General Counsel 1 FOUNTAIN SQUARE, LAW DEPT. 7S730, CHATTANOOGA TN 37402
Richard P Mckenney officer: Executive Vice President UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Timothy Gerald Arnold officer: EVP, President & CEO, Colonial 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Gloria C Larson director UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
O Hanley Ronald P director C/O UNUM GROUP, 1 FOUNTAIN SQUARE, LAW DEPT. 7S730, CHATTANOOGA TN 37402
Steven Andrew Zabel officer: EVP & Chief Financial Officer 1 FOUNTAIN SQUARE, LAW DEPT. (7N200), CHATTANOOGA TN 37402
Rice Walter Lynn Jr officer: SVP, Chief Accounting Officer 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402-1307
Christopher W Pyne officer: EVP, Group Benefits 1 FOUNTAIN SQUARE, LAW DEPT. (7N200), CHATTANOOGA TN 37402
Elizabeth Claire Ahmed officer: EVP, People & Communications 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Timothy F Keaney director 1 FOUNTAIN SQUARE, LAW DEPT. 7S730, CHATTANOOGA TN 37402
Puneet Bhasin officer: Chief Info & Digital Officer 1001 FANNIN, SUITE 4000, HOUSTON TX 77002
Mojgan M Lefebvre director 385 WASHINGTON STREET, ST. PAUL MN 55102
Michael Q Simonds officer: EVP, President & CEO, Unum US 1 FOUNTAIN SQUARE, LAW DEPT. (7S730), CHATTANOOGA TN 37402
Cherie Pashley officer: SVP, Chief Accounting Officer 1 FOUNTAIN SQUARE, LAW DEPT. 7N200, CHATTANOOGA TN 37402