UNM (Unum Group) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


UNM Unum Group UNM
66 GF Score
Price $88.92
GF Value $73.97
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Unum Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Unum Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

UNM vs GL, PRI, JXN: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Life subindustry, Unum Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Unum Group Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Unum Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Unum Group's Margin of Safety % (DCF FCF Based) falls into.


UNM
66GF Score
Unum Group UNM
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Unum Group (UNM) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of $88.92 is trading 20.2% above its estimated GF Value™ of $73.97. GuruFocus considers Unum Group to be Modestly Overvalued.

Key valuation signals for UNM:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $73.97 vs. price of $88.92 (20.2% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unum Group Business Description

Address 1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
66GF Score

Get the complete analysis for UNM

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$88.92
Price
$73.97
GF Value