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Unum GroupUNM -1.64%67 5-Year Share Buyback Ratio is 4.00 as of Jun. 2026. GuruFocus rates UNM with a GF Score™ of 67/100 and a GF Value™ of $79.30 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 297 Insurance companies, Unum Group ranks better than 90.24% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Unum Group's current 5-Year Share Buyback Ratio was 4.00%.
UNM's 5-Year Share Buyback Ratio is ranked better than 90.24% of 297
companies
in the Insurance industry
Industry Median: -0.1
vs UNM: 4.00
Unum Group (NYSE:UNM) 5-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Unum Group 5-Year Share Buyback Ratio Related Terms
UNM vs GL, JXN, PRI: 5-Year Share Buyback Ratio Comparison
For the Insurance - Life subindustry, Unum Group's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unum Group 5-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Unum Group's 5-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Unum Group's 5-Year Share Buyback Ratio falls into.
This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Share Buyback Ratio of 4.00 mean?
Unum Group (UNM) has a 5-Year Share Buyback Ratio of 4.00 as of Jun. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Unum Group and its competitors. According to the industry distribution chart, Unum Group ranks #29 out of 297 companies in the Insurance industry, placing it in the top 9.8%.
Is Unum Group's 5-Year Share Buyback Ratio too high?
Unum Group's current 5-Year Share Buyback Ratio is 4.00. Based on the distribution chart, Unum Group ranks #29 out of 297 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Unum Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's 5-Year Share Buyback Ratio compare to GL and JXN?
According to the Insurance industry distribution chart, Unum Group ranks #29 out of 297 companies for 5-Year Share Buyback Ratio. This places Unum Group in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for an Insurance company?
A good 5-Year Share Buyback Ratio depends on the Insurance industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Unum Group and its competitors. Unum Group's current 5-Year Share Buyback Ratio is 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $79.30, compared to a current price of $91.69 — trading 15.6% above its estimated fair value. The current 5-Year Share Buyback Ratio is 4.00. Unum Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Unum Group (UNM), the current 5-Year Share Buyback Ratio is 4.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unum Group (UNM) Overvalued in 2026?
Based on GuruFocus' analysis, Unum Group stock appears to be overvalued.
The current stock price of $91.69 is trading 15.6% above its estimated GF Value™ of $79.30.
GuruFocus considers Unum Group to be Modestly Overvalued.
Key valuation signals for UNM:
5-Year Share Buyback Ratio: 4.00
GF Value™: $79.30 vs. price of $91.69 (15.6% above fair value)
No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
67GF Score
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5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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