UNM (Unum Group) Net Loan: $5,769 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNM Unum Group UNM
67 GF Score
Price $88.38
GF Value $73.19
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Unum Group Net Loan?

Unum Group UNM -0.53% 67 Net Loan is $5,769 Mil as of Mar. 2026. GuruFocus rates UNM with a GF Score™ of 67/100 and a GF Value™ of $73.19 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Unum Group's quarterly net loan increased from Sep. 2025 ($5,714 Mil) to Dec. 2025 ($5,778 Mil) but then declined from Dec. 2025 ($5,778 Mil) to Mar. 2026 ($5,769 Mil).

Unum Group's annual net loan declined from Dec. 2023 ($5,938 Mil) to Dec. 2024 ($5,778 Mil) and declined from Dec. 2024 ($5,778 Mil) to Dec. 2025 ($5,769 Mil).

Unum Group Net Loan Historical Data

* Premium members only.

The historical data trend for Unum Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unum Group Net Loan Chart

Unum Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,223.30 6,036.60 5,938.40 5,841.70 5,777.60

Unum Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,824.10 5,777.30 5,713.90 5,777.60 5,769.20
UNM
67GF Score
Unum Group UNM
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unum Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $5,769 Mil mean?
Unum Group (UNM) has a Net Loan of $5,769 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Unum Group and its competitors.
Is Unum Group's Net Loan too high?
Unum Group's current Net Loan is $5,769 Mil. Overall, Unum Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's Net Loan compare to GL and PRI?
Unum Group's Net Loan of $5,769 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Unum Group and its competitors. Unum Group's current Net Loan is $5,769 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $73.19, compared to a current price of $88.38 — trading 20.8% above its estimated fair value. The current Net Loan is $5,769 Mil. Unum Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Unum Group (UNM), the current Net Loan is $5,769 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unum Group (UNM) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of $88.38 is trading 20.8% above its estimated GF Value™ of $73.19. GuruFocus considers Unum Group to be Modestly Overvalued.

Key valuation signals for UNM:

  • Net Loan: $5,769 Mil
  • GF Value™: $73.19 vs. price of $88.38 (20.8% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unum Group Business Description

Address 1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
67GF Score

Get the complete analysis for UNM

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$88.38
Price
$73.19
GF Value