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Unum GroupUNM +0.82%66 3-1 Month Momentum % is 11.48% as of Aug. 06, 2026. GuruFocus rates UNM with a GF Score™ of 66/100 and a GF Value™ of $79.88 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 578 Insurance companies, Unum Group ranks better than 75.26% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-06), Unum Group's 3-1 Month Momentum % is 11.48%.
The industry rank for Unum Group's 3-1 Month Momentum % or its related term are showing as below:
UNM's 3-1 Month Momentum % is ranked better than 75.26% of 578
companies
in the Insurance industry
Industry Median: 4.57
vs UNM: 11.48
Unum Group (NYSE:UNM) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Unum Group 3-1 Month Momentum % Related Terms
UNM vs GL, PRI, JXN: 3-1 Month Momentum % Comparison
For the Insurance - Life subindustry, Unum Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unum Group 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Unum Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Unum Group's 3-1 Month Momentum % falls into.
Unum Group (NYSE:UNM) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unum Group (UNM) has a 3-1 Month Momentum % of 11.48% as of Aug. 06, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Unum Group and its competitors. According to the industry distribution chart, Unum Group ranks #143 out of 578 companies in the Insurance industry, placing it in the top 24.7%.
Is Unum Group's 3-1 Month Momentum % too high?
Unum Group's current 3-1 Month Momentum % is 11.48%. The Insurance industry median 3-1 Month Momentum % is 4.57. Unum Group's value of 11.48% is 151.2% above this industry median. Based on the distribution chart, Unum Group ranks #143 out of 578 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Unum Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's 3-1 Month Momentum % compare to GL and PRI?
According to the Insurance industry distribution chart, Unum Group ranks #143 out of 578 companies for 3-1 Month Momentum %. This places Unum Group in the top 25% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.57. Unum Group's value of 11.48% is 151.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 4.57, based on 578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unum Group's current 3-1 Month Momentum % of 11.48% is 151.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Unum Group and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 4.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unum Group's current 3-1 Month Momentum % is 11.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $79.88, compared to a current price of $89.81 — trading 12.4% above its estimated fair value. The current 3-1 Month Momentum % is 11.48% and 151.2% above the Insurance industry median of 4.57. Unum Group's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Unum Group (UNM), the current 3-1 Month Momentum % is 11.48% as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unum Group (UNM) Overvalued in 2026?
Based on GuruFocus' analysis, Unum Group stock appears to be overvalued.
The current stock price of $89.81 is trading 12.4% above its estimated GF Value™ of $79.88.
GuruFocus considers Unum Group to be Modestly Overvalued.
Key valuation signals for UNM:
3-1 Month Momentum %: 11.48%
GF Value™: $79.88 vs. price of $89.81 (12.4% above fair value)
Industry Position: 151.2% above the Insurance median (#143 of 578)
No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
66GF Score
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