UNM (Unum Group) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


UNM Unum Group UNM
67 GF Score
Price $89.20
GF Value $73.62
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Unum Group ROC (Joel Greenblatt) %?

Unum Group UNM -0.35% 67 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates UNM with a GF Score™ of 67/100 and a GF Value™ of $73.62 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 65 Insurance companies, Unum Group ranks worse than 1538460% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

UNM
67GF Score
Unum Group UNM
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Unum Group (UNM) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Unum Group and its competitors. According to the industry distribution chart, Unum Group ranks #999999 out of 65 companies in the Insurance industry.
Is Unum Group's ROC (Joel Greenblatt) % too high?
Unum Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Unum Group ranks #999999 out of 65 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Unum Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's ROC (Joel Greenblatt) % compare to GL and PRI?
According to the Insurance industry distribution chart, Unum Group ranks #999999 out of 65 companies for ROC (Joel Greenblatt) %. This places Unum Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 79.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 79.14, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Unum Group and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 79.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unum Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $73.62, compared to a current price of $89.20 — trading 21.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Unum Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Unum Group (UNM), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unum Group (UNM) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of $89.20 is trading 21.2% above its estimated GF Value™ of $73.62. GuruFocus considers Unum Group to be Modestly Overvalued.

Key valuation signals for UNM:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $73.62 vs. price of $89.20 (21.2% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unum Group Business Description

Address 1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
67GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.20
Price
$73.62
GF Value