UNM (Unum Group) Growth Rank: 3 (As of Aug. 17, 2026) — 57% Below Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNM Unum Group UNM
65 GF Score
Price $91.51
GF Value $79.72
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Unum Group Growth Rank?

Unum Group UNM -1.95% 65 Growth Rank is 3 as of Aug. 17, 2026, which is 57% below its 10-year median of 7.00. GuruFocus rates UNM with a GF Score™ of 65/100 and a GF Value™ of $79.72 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Unum Group has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

UNM vs GL, PRI, JXN: Growth Rank Comparison

For the Insurance - Life subindustry, Unum Group's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Unum Group Growth Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Unum Group's Growth Rank distribution charts can be found below:

* The bar in red indicates where Unum Group's Growth Rank falls into.


UNM
65GF Score
Unum Group UNM
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Unum Group (UNM) has a Growth Rank of 3 as of Aug. 17, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Unum Group and its competitors. This is 57% below median its historical median of 7.00. Over the past decade, Unum Group's Growth Rank has ranged from 2.00 to 10.00.
Is Unum Group's Growth Rank too high?
Unum Group's current Growth Rank of 3 is 57% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Unum Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's Growth Rank compare to GL and PRI?
Unum Group's Growth Rank of 3 can be compared against companies in the Insurance industry. Historically, Unum Group's own Growth Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for an Insurance company?
A good Growth Rank depends on the Insurance industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Unum Group and its competitors. Unum Group's current Growth Rank is 3, which is 57% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $79.72, compared to a current price of $91.51 — trading 14.8% above its estimated fair value. The current Growth Rank is 3, which is 57% below median its 10-year median of 7.00. Unum Group's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Unum Group (UNM), the current Growth Rank is 3 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unum Group (UNM) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of $91.51 is trading 14.8% above its estimated GF Value™ of $79.72. GuruFocus considers Unum Group to be Modestly Overvalued.

Key valuation signals for UNM:

  • Growth Rank: 3 (57% below median its 10-year median of 7.00)
  • GF Value™: $79.72 vs. price of $91.51 (14.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unum Group Business Description

Address 1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
65GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$91.51
Price
$79.72
GF Value