Unum GroupUNM +0.30%66 Median PS Value is $58.82 as of Jun. 26, 2026, which is 6027% above its 10-year median of 0.96. GuruFocus rates UNM with a GF Score™ of 66/100 and a GF Value™ of $73.95 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 343 Insurance companies, Unum Group ranks worse than 78.13% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Unum Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $78.214. Unum Group's 10-Year median PS Ratio is 0.752. Therefore, the Median PS Value for today is $58.82.
As of today (2026-06-26), Unum Group's share price is $88.92. Unum Group's Median PS Value is $58.82. Therefore, Unum Group's Price to Median PS Value for today is 1.51.
The historical rank and industry rank for Unum Group's Median PS Value or its related term are showing as below:
UNM'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.34 Med: 0.96 Max: 1.62
Current: 1.51
During the past 13 years, the highest Price to Median PS Value of Unum Group was 1.62. The lowest was 0.34. And the median was 0.96.
UNM's Price-to-Median-PS-Value is ranked worse than 78.13% of 343
companies
in the Insurance industry
Industry Median: 0.99
vs UNM: 1.51
Unum Group (NYSE:UNM) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Unum Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
88.92
/
58.82
=
1.51
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unum Group Median PS Value Related Terms
Unum Group Median PS Value Historical Data
* Premium members only.
The historical data trend for Unum Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Unum Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unum Group Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Unum Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Unum Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.752.
Unum Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $78.214.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unum Group (UNM) has a Median PS Value of $58.82 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Unum Group and its competitors. This is 6027% above median its historical median of 0.96. Over the past decade, Unum Group's Median PS Value has ranged from 0.34 to 1.62. According to the industry distribution chart, Unum Group ranks #268 out of 343 companies in the Insurance industry, placing it in the top 78.1%.
Is Unum Group's Median PS Value too high?
Unum Group's current Median PS Value of $58.82 is 6027% above median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.62. The Insurance industry median Median PS Value is 0.99. Unum Group's value of $58.82 is 5841.4% above this industry median. Based on the distribution chart, Unum Group ranks #268 out of 343 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Unum Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's Median PS Value compare to GL and PRI?
According to the Insurance industry distribution chart, Unum Group ranks #268 out of 343 companies for Median PS Value. This places Unum Group in the lower half of its industry. The industry median Median PS Value is 0.99. Unum Group's value of $58.82 is 5841.4% above this benchmark. Historically, Unum Group's own Median PS Value has ranged from 0.34 to 1.62 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 0.99, Unum Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unum Group's current Median PS Value of $58.82 is 5841.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Unum Group and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unum Group's current Median PS Value is $58.82, which is 6027% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $73.95, compared to a current price of $88.92 — trading 20.2% above its estimated fair value. The current Median PS Value is $58.82, which is 6027% above median its 10-year median of 0.96 and 5841.4% above the Insurance industry median of 0.99. Unum Group's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Unum Group (UNM), the current Median PS Value is $58.82 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unum Group (UNM) Overvalued in 2026?
Based on GuruFocus' analysis, Unum Group stock appears to be overvalued.
The current stock price of $88.92 is trading 20.2% above its estimated GF Value™ of $73.95.
GuruFocus considers Unum Group to be Modestly Overvalued.
Key valuation signals for UNM:
Median PS Value: $58.82 (6027% above median its 10-year median of 0.96)
GF Value™: $73.95 vs. price of $88.92 (20.2% above fair value)
Industry Position: 5841.4% above the Insurance median (#268 of 343)
No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
66GF Score
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