UNM (Unum Group) Interest Expense: $-210 Mil (TTM As of Mar. 2026)

What is Unum Group Interest Expense?

Unum Group UNM +2.24% 66 Interest Expense is $-210 Mil as of Mar. 2026. GuruFocus rates UNM with a GF Score™ of 66/100 and a GF Value™ of $73.81 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Unum Group's interest expense for the three months ended in Mar. 2026 was $ -53 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-210 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Unum Group's Operating Income for the three months ended in Mar. 2026 was $ 356 Mil. Unum Group's Interest Expense for the three months ended in Mar. 2026 was $ -53 Mil. Unum Group's Interest Coverage for the quarter that ended in Mar. 2026 was 6.70. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Unum Group (NYSE:UNM) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Unum Group's Interest Expense for the three months ended in Mar. 2026 was $-53 Mil. Its EBIT for the three months ended in Mar. 2026 was $356 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $3,762 Mil.

Unum Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	EBIT (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	355.8	/	-53.1
	=	6.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Unum Group Interest Expense Historical Data

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The historical data trend for Unum Group's Interest Expense can be seen below:

Unum Group Interest Expense Chart

Unum Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-185.00

-188.50

-194.80

-201.10

-208.80

Unum Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-52.00	-52.00	-52.20	-52.60	-53.10

66GF Score

Unum Group UNM

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Unum Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-210 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-210 Mil mean?

Unum Group (UNM) has a Interest Expense of $-210 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Unum Group and its competitors.

Is Unum Group's Interest Expense too high?

Unum Group's current Interest Expense is $-210 Mil. Overall, Unum Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Unum Group's Interest Expense compare to GL and PRI?

Unum Group's Interest Expense of $-210 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Unum Group and its competitors. Unum Group's current Interest Expense is $-210 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Unum Group stock overvalued right now?

Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $73.81, compared to a current price of $91.40 — trading 23.8% above its estimated fair value. The current Interest Expense is $-210 Mil. Unum Group's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Unum Group (UNM), the current Interest Expense is $-210 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unum Group (UNM) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of $91.40 is trading 23.8% above its estimated GF Value™ of $73.81. GuruFocus considers Unum Group to be Modestly Overvalued.

Key valuation signals for UNM:

Interest Expense: $-210 Mil
GF Value™: $73.81 vs. price of $91.40 (23.8% above fair value)
GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unum Group Business Description

Industry Financial Services Insurance

Comparable Companies GL PRI JXN LNC CNO BHF GNW FG ABX KCLI SHSE:601628 SHSE:601318 HKSE:01299 TSX:MFC AFL TPE:2881 TSX:GWO BOM:543526 MET XKRX:032830

Other Exchanges 0LJN:UK UUM:Germany U1NM34:Brazil

Address 1 Fountain Square, Chattanooga, TN, USA, 37402

Website https://www.unum.com

Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.

66GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$91.40

Price

$73.81

GF Value

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