UNM (Unum Group) Altman Z-Score


UNM Unum Group UNM
66 GF Score
Price $90.12
GF Value $73.95
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Unum Group Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

UNM
66GF Score
Unum Group UNM
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Unum Group (UNM) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of $90.12 is trading 21.9% above its estimated GF Value™ of $73.95. GuruFocus considers Unum Group to be Modestly Overvalued.

Key valuation signals for UNM:

  • Altman Z-Score:
  • GF Value™: $73.95 vs. price of $90.12 (21.9% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unum Group Business Description

Address 1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
66GF Score

Get the complete analysis for UNM

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$90.12
Price
$73.95
GF Value