UNM (Unum Group) 3-Month Share Buyback Ratio: 1.52% (As of Jun. 2026 )

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNM Unum Group UNM
66 GF Score
Price $90.56
GF Value $82.17
Valuation Fairly Valued
! 6 Warning Signs
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What is Unum Group 3-Month Share Buyback Ratio?

Unum Group UNM +0.84% 66 3-Month Share Buyback Ratio is 1.52 as of Jun. 2026. GuruFocus rates UNM with a GF Score™ of 66/100 and a GF Value™ of $82.17 (Fairly Valued). The stock has 6 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Unum Group's current 3-Month Share Buyback Ratio was 1.52%.


Unum Group  (NYSE:UNM) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Unum Group 3-Month Share Buyback Ratio Related Terms


UNM vs GL, PRI, JXN: 3-Month Share Buyback Ratio Comparison

For the Insurance - Life subindustry, Unum Group's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unum Group 3-Month Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Unum Group's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Unum Group's 3-Month Share Buyback Ratio falls into.


UNM
66GF Score
Unum Group UNM
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Unum Group 3-Month Share Buyback Ratio Calculation

Unum Group's 3-Month Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2026 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Mar. 2026 )
=(160.750 - 158.300) / 160.750
=1.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of 1.52 mean?
Unum Group (UNM) has a 3-Month Share Buyback Ratio of 1.52 as of Jun. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Unum Group and its competitors.
Is Unum Group's 3-Month Share Buyback Ratio too high?
Unum Group's current 3-Month Share Buyback Ratio is 1.52. Overall, Unum Group has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's 3-Month Share Buyback Ratio compare to GL and PRI?
Unum Group's 3-Month Share Buyback Ratio of 1.52 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for an Insurance company?
A good 3-Month Share Buyback Ratio depends on the Insurance industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Unum Group and its competitors. Unum Group's current 3-Month Share Buyback Ratio is 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Fairly Valued. The stock's GF Value™ is $82.17, compared to a current price of $90.56 — trading 10.2% above its estimated fair value. The current 3-Month Share Buyback Ratio is 1.52. Unum Group's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Unum Group (UNM), the current 3-Month Share Buyback Ratio is 1.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unum Group (UNM) Overvalued in 2026?

Based on GuruFocus' analysis, Unum Group stock appears to be overvalued. The current stock price of $90.56 is trading 10.2% above its estimated GF Value™ of $82.17. GuruFocus considers Unum Group to be Fairly Valued.

Key valuation signals for UNM:

  • 3-Month Share Buyback Ratio: 1.52
  • GF Value™: $82.17 vs. price of $90.56 (10.2% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unum Group Business Description

Address 1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
66GF Score

Get the complete analysis for UNM

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$90.56
Price
$82.17
GF Value