Unum GroupUNM -1.06%67 Market Cap is $13,980 Mil as of Jul. 10, 2026. GuruFocus rates UNM with a GF Score™ of 67/100 and a GF Value™ of $73.59 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 521 Insurance companies, Unum Group ranks better than 86.56% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Unum Group's share price for the quarter that ended in Mar. 2026 was $73.03. Unum Group's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 161 Mil. Therefore, Unum Group's market cap for the quarter that ended in Mar. 2026 was $11,740 Mil.
Unum Group's quarterly market cap
declined
from Sep. 2025 ($13,142 Mil) to Dec. 2025 ($12,841 Mil) and
declined
from Dec. 2025 ($12,841 Mil) to Mar. 2026 ($11,740 Mil).
Unum Group's annual market cap
increased
from Dec. 2023 ($8,744 Mil) to Dec. 2024 ($13,042 Mil) but then
declined
from Dec. 2024 ($13,042 Mil) to Dec. 2025 ($12,841 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Unum Group's Enterprise Value for Today is $17,550 Mil.
Unum Group (NYSE:UNM) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Unum Group Market Cap Related Terms
Unum Group Market Cap Historical Data
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The historical data trend for Unum Group's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Unum Group's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unum Group Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, Unum Group's Market Cap distribution charts can be found below:
* The bar in red indicates where Unum Group's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Unum Group's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unum Group (UNM) has a Market Cap of $13,980 Mil as of Jul. 10, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Unum Group and its competitors. According to the industry distribution chart, Unum Group ranks #70 out of 521 companies in the Insurance industry, placing it in the top 13.4%.
Is Unum Group's Market Cap too high?
Unum Group's current Market Cap is $13,980 Mil. The Insurance industry median Market Cap is 649.61. Unum Group's value of $13,980 Mil is 2052.1% above this industry median. Based on the distribution chart, Unum Group ranks #70 out of 521 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Unum Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's Market Cap compare to GL and PRI?
According to the Insurance industry distribution chart, Unum Group ranks #70 out of 521 companies for Market Cap. This places Unum Group in the top 13% of its industry — outperforming the majority of peers. The industry median Market Cap is 649.61. Unum Group's value of $13,980 Mil is 2052.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 649.61, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unum Group's current Market Cap of $13,980 Mil is 2052.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Unum Group and its competitors. For the Insurance industry, the median Market Cap is 649.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unum Group's current Market Cap is $13,980 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (UNM) is currently considered Modestly Overvalued. The stock's GF Value™ is $73.59, compared to a current price of $87.50 — trading 18.9% above its estimated fair value. The current Market Cap is $13,980 Mil and 2052.1% above the Insurance industry median of 649.61. Unum Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Unum Group (UNM), the current Market Cap is $13,980 Mil as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unum Group (UNM) Overvalued in 2026?
Based on GuruFocus' analysis, Unum Group stock appears to be overvalued.
The current stock price of $87.50 is trading 18.9% above its estimated GF Value™ of $73.59.
GuruFocus considers Unum Group to be Modestly Overvalued.
Key valuation signals for UNM:
Market Cap: $13,980 Mil
GF Value™: $73.59 vs. price of $87.50 (18.9% above fair value)
Industry Position: 2052.1% above the Insurance median (#70 of 521)
No single metric tells the full story. See the UNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
67GF Score
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