Dunav osiguranje a.d (XBEL:DNOS) Accounts Receivable: RSD13,557 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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XBEL:DNOS Dunav osiguranje a.d XBEL:DNOS
76 GF Score
Price RSD1,850.00
GF Value RSD1,820.01
Valuation Fairly Valued
! 2 Warning Signs
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What is Dunav osiguranje a.d Accounts Receivable?

Dunav osiguranje a.d XBEL:DNOS +0.43% 76 Accounts Receivable is RSD13,557 Mil as of Dec. 2025. GuruFocus rates XBEL:DNOS with a GF Score™ of 76/100 and a GF Value™ of RSD1,820.01 (Fairly Valued). The stock has 2 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Dunav osiguranje a.d's accounts receivables for the quarter that ended in Dec. 2025 was RSD13,557 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Dunav osiguranje a.d's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 86.11.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Dunav osiguranje a.d's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was RSD-1,631.51.


Dunav osiguranje a.d Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Dunav osiguranje a.d's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=13556.698/28730.382*91
=86.11

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Dunav osiguranje a.d's accounts receivable are only considered to be worth 75% of book value:

Dunav osiguranje a.d's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(43910.823+0.75 * 13556.698+0.5 * 0-78283.67
-0-575.648)/15.189
=-1,631.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Dunav osiguranje a.d Accounts Receivable Related Terms


Dunav osiguranje a.d Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje a.d's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje a.d Accounts Receivable Chart

Dunav osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,828.63 7,443.80 8,132.45 11,371.60 13,556.70

Dunav osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,132.45 12,864.22 11,371.60 14,688.13 13,556.70
XBEL:DNOS
76GF Score
Dunav osiguranje a.d XBEL:DNOS
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Dunav osiguranje a.d Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of RSD13,557 Mil mean?
Dunav osiguranje a.d (XBEL:DNOS) has a Accounts Receivable of RSD13,557 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Dunav osiguranje a.d and its competitors.
Is Dunav osiguranje a.d's Accounts Receivable too high?
Dunav osiguranje a.d's current Accounts Receivable is RSD13,557 Mil. Overall, Dunav osiguranje a.d has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's Accounts Receivable compare to CB and PGR?
Dunav osiguranje a.d's Accounts Receivable of RSD13,557 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for an Insurance company?
A good Accounts Receivable depends on the Insurance industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Dunav osiguranje a.d and its competitors. Dunav osiguranje a.d's current Accounts Receivable is RSD13,557 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Fairly Valued. The stock's GF Value™ is RSD1,820.01, compared to a current price of RSD1,850.00 — trading 1.6% above its estimated fair value. The current Accounts Receivable is RSD13,557 Mil. Dunav osiguranje a.d's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current Accounts Receivable is RSD13,557 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued. The current stock price of RSD1,850.00 is trading 1.6% above its estimated GF Value™ of RSD1,820.01. GuruFocus considers Dunav osiguranje a.d to be Fairly Valued.

Key valuation signals for XBEL:DNOS:

  • Accounts Receivable: RSD13,557 Mil
  • GF Value™: RSD1,820.01 vs. price of RSD1,850.00 (1.6% above fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav osiguranje a.d Business Description

Address Makedonska 4, Belgrade, SRB
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
76GF Score

Get the complete analysis for XBEL:DNOS

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD1,850.00
Price
RSD1,820.01
GF Value