Dunav osiguranje a.d (XBEL:DNOS) PS Ratio: 0.65 (As of Jul. 05, 2026) — 23% Above Median


XBEL:DNOS Dunav osiguranje a.d XBEL:DNOS
66 GF Score
Price RSD1,875.00
GF Value RSD1,483.29
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Dunav osiguranje a.d PS Ratio?

Dunav osiguranje a.d XBEL:DNOS +3.02% 66 PS Ratio is 0.65 as of Jul. 05, 2026, which is 23% above its 10-year median of 0.53. GuruFocus rates XBEL:DNOS with a GF Score™ of 66/100 and a GF Value™ of RSD1,483.29 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, Dunav osiguranje a.d ranks better than 74.7% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Dunav osiguranje a.d's share price is RSD1875.00. Dunav osiguranje a.d's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was RSD2,892.65. Hence, Dunav osiguranje a.d's PS Ratio for today is 0.65.

The historical rank and industry rank for Dunav osiguranje a.d's PS Ratio or its related term are showing as below:

XBEL:DNOS' s PS Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.53   Max: 1.36
Current: 0.65

During the past 13 years, Dunav osiguranje a.d's highest PS Ratio was 1.36. The lowest was 0.18. And the median was 0.53.

XBEL:DNOS's PS Ratio is ranked better than
74.7% of 502 companies
in the Insurance industry
Industry Median: 1.16 vs XBEL:DNOS: 0.65

Dunav osiguranje a.d's Revenue per Sharefor the six months ended in Dec. 2025 was RSD1,147.30. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was RSD2,892.65.

Warning Sign:

Dunav osiguranje a.d revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Dunav osiguranje a.d was 8.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 8.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was -2.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was -3.40% per year.

During the past 13 years, Dunav osiguranje a.d's highest 3-Year average Revenue per Share Growth Rate was 144.40% per year. The lowest was -63.70% per year. And the median was 2.70% per year.

Back to Basics: PS Ratio


Dunav osiguranje a.d  (XBEL:DNOS) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Dunav osiguranje a.d PS Ratio Related Terms


Dunav osiguranje a.d PS Ratio Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje a.d's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje a.d PS Ratio Chart

Dunav osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.47 0.41 0.52 0.62

Dunav osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.00 0.52 0.00 0.62

XBEL:DNOS vs CB, PGR, TRV: PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav osiguranje a.d PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's PS Ratio distribution charts can be found below:

* The bar in red indicates where Dunav osiguranje a.d's PS Ratio falls into.


XBEL:DNOS
66GF Score
Dunav osiguranje a.d XBEL:DNOS
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav osiguranje a.d PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Dunav osiguranje a.d's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=1875.00/2892.649
=0.65

Dunav osiguranje a.d's Share Price of today is RSD1875.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was RSD2,892.65.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.65 mean?
Dunav osiguranje a.d (XBEL:DNOS) has a PS Ratio of 0.65 as of Jul. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dunav osiguranje a.d and its competitors. This is 23% above median its historical median of 0.53. Over the past decade, Dunav osiguranje a.d's PS Ratio has ranged from 0.18 to 1.36. According to the industry distribution chart, Dunav osiguranje a.d ranks #127 out of 502 companies in the Insurance industry, placing it in the top 25.3%.
Is Dunav osiguranje a.d's PS Ratio too high?
Dunav osiguranje a.d's current PS Ratio of 0.65 is 23% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.36. The Insurance industry median PS Ratio is 1.16. Dunav osiguranje a.d's value of 0.65 is 44% below this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #127 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Dunav osiguranje a.d has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #127 out of 502 companies for PS Ratio. This puts Dunav osiguranje a.d in the upper half of its industry. The industry median PS Ratio is 1.16. Dunav osiguranje a.d's value of 0.65 is 44% below this benchmark. Historically, Dunav osiguranje a.d's own PS Ratio has ranged from 0.18 to 1.36 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 1.16, Dunav osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current PS Ratio of 0.65 is 44% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dunav osiguranje a.d and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current PS Ratio is 0.65, which is 23% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD1,483.29, compared to a current price of RSD1,875.00 — trading 26.4% above its estimated fair value. The current PS Ratio is 0.65, which is 23% above median its 10-year median of 0.53 and 44% below the Insurance industry median of 1.16. Dunav osiguranje a.d's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current PS Ratio is 0.65 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued. The current stock price of RSD1,875.00 is trading 26.4% above its estimated GF Value™ of RSD1,483.29. GuruFocus considers Dunav osiguranje a.d to be Modestly Overvalued.

Key valuation signals for XBEL:DNOS:

  • PS Ratio: 0.65 (23% above median its 10-year median of 0.53)
  • GF Value™: RSD1,483.29 vs. price of RSD1,875.00 (26.4% above fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 44% below the Insurance median (#127 of 502)

No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav osiguranje a.d Business Description

Address Makedonska 4, Belgrade, SRB
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
66GF Score

Get the complete analysis for XBEL:DNOS

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD1,875.00
Price
RSD1,483.29
GF Value