The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Dunav osiguranje a.d Pretax Margin % Related Terms
Dunav osiguranje a.d Pretax Margin % Historical Data
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The historical data trend for Dunav osiguranje a.d's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:DNOS vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje a.d Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje a.d's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje a.d (XBEL:DNOS) has a Pretax Margin % of 10.30% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dunav osiguranje a.d and its competitors. This is 39% above median its historical median of 7.42. Over the past decade, Dunav osiguranje a.d's Pretax Margin % has ranged from 4.06 to 12.77. According to the industry distribution chart, Dunav osiguranje a.d ranks #275 out of 505 companies in the Insurance industry, placing it in the top 54.5%.
Is Dunav osiguranje a.d's Pretax Margin % too high?
Dunav osiguranje a.d's current Pretax Margin % of 10.30% is 39% above median its 10-year median of 7.42. Over the past 10 years, this metric has ranged from a low of 4.06 to a high of 12.77. The Insurance industry median Pretax Margin % is 12.00. Dunav osiguranje a.d's value of 10.30% is 14.2% below this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #275 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Dunav osiguranje a.d has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #275 out of 505 companies for Pretax Margin %. This places Dunav osiguranje a.d in the lower half of its industry. The industry median Pretax Margin % is 12.00. Dunav osiguranje a.d's value of 10.30% is 14.2% below this benchmark. Historically, Dunav osiguranje a.d's own Pretax Margin % has ranged from 4.06 to 12.77 over the past decade. While the company's 10-year median is 7.42 vs. the industry median of 12.00, Dunav osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current Pretax Margin % of 10.30% is 14.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dunav osiguranje a.d and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current Pretax Margin % is 10.30%, which is 39% above median its own 10-year median of 7.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD1,482.30, compared to a current price of RSD1,900.00 — trading 28.2% above its estimated fair value. The current Pretax Margin % is 10.30%, which is 39% above median its 10-year median of 7.42 and 14.2% below the Insurance industry median of 12.00. Dunav osiguranje a.d's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current Pretax Margin % is 10.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued.
The current stock price of RSD1,900.00 is trading 28.2% above its estimated GF Value™ of RSD1,482.30.
GuruFocus considers Dunav osiguranje a.d to be Modestly Overvalued.
Key valuation signals for XBEL:DNOS:
Pretax Margin %: 10.30% (39% above median its 10-year median of 7.42)
GF Value™: RSD1,482.30 vs. price of RSD1,900.00 (28.2% above fair value)
Industry Position: 14.2% below the Insurance median (#275 of 505)
No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
66GF Score
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