The historical rank and industry rank for Dunav osiguranje a.d's Net Margin % or its related term are showing as below:
XBEL:DNOS'
s Net Margin % Range Over the Past 10 Years
Min: 3.98 Med: 6.89 Max: 11.36
Current: 9.72
XBEL:DNOS's Net Margin % is ranked better than 52.37% of 506
companies
in the Insurance industry
Industry Median: 9.275
vs XBEL:DNOS: 9.72
Dunav osiguranje a.d (XBEL:DNOS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Dunav osiguranje a.d Net Margin % Related Terms
Dunav osiguranje a.d Net Margin % Historical Data
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The historical data trend for Dunav osiguranje a.d's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:DNOS vs CB, PGR, TRV: Net Margin % Comparison
For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje a.d Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's Net Margin % distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje a.d's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje a.d (XBEL:DNOS) has a Net Margin % of 8.15% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Dunav osiguranje a.d and its competitors. This is 18% above median its historical median of 6.89. Over the past decade, Dunav osiguranje a.d's Net Margin % has ranged from 3.98 to 11.36. According to the industry distribution chart, Dunav osiguranje a.d ranks #241 out of 506 companies in the Insurance industry, placing it in the top 47.6%.
Is Dunav osiguranje a.d's Net Margin % too high?
Dunav osiguranje a.d's current Net Margin % of 8.15% is 18% above median its 10-year median of 6.89. Over the past 10 years, this metric has ranged from a low of 3.98 to a high of 11.36. The Insurance industry median Net Margin % is 9.28. Dunav osiguranje a.d's value of 8.15% is 12.1% below this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #241 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Dunav osiguranje a.d has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #241 out of 506 companies for Net Margin %. This puts Dunav osiguranje a.d in the upper half of its industry. The industry median Net Margin % is 9.28. Dunav osiguranje a.d's value of 8.15% is 12.1% below this benchmark. Historically, Dunav osiguranje a.d's own Net Margin % has ranged from 3.98 to 11.36 over the past decade. While the company's 10-year median is 6.89 vs. the industry median of 9.28, Dunav osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current Net Margin % of 8.15% is 12.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Dunav osiguranje a.d and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current Net Margin % is 8.15%, which is 18% above median its own 10-year median of 6.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD1,480.64, compared to a current price of RSD1,900.00 — trading 28.3% above its estimated fair value. The current Net Margin % is 8.15%, which is 18% above median its 10-year median of 6.89 and 12.1% below the Insurance industry median of 9.28. Dunav osiguranje a.d's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current Net Margin % is 8.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued.
The current stock price of RSD1,900.00 is trading 28.3% above its estimated GF Value™ of RSD1,480.64.
GuruFocus considers Dunav osiguranje a.d to be Modestly Overvalued.
Key valuation signals for XBEL:DNOS:
Net Margin %: 8.15% (18% above median its 10-year median of 6.89)
GF Value™: RSD1,480.64 vs. price of RSD1,900.00 (28.3% above fair value)
Industry Position: 12.1% below the Insurance median (#241 of 506)
No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
66GF Score
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