Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Dunav osiguranje a.d's
EBIT
for the
six
months ended in Dec. 2025 was RSD1,694 Mil. Dunav osiguranje a.d's Interest Expense for the
six
months ended in Dec. 2025 was RSD102 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Dunav osiguranje a.d has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Dunav osiguranje a.d's Interest Coverage or its related term are showing as below:
XBEL:DNOS'
s Interest Coverage Range Over the Past 10 Years
Min: 17.57 Med: 67.69 Max: 223.91
Current: 80.8
XBEL:DNOS's Interest Coverage is ranked better than 77.62% of 353
companies
in the Insurance industry
Industry Median: 16.26
vs XBEL:DNOS: 80.80
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Dunav osiguranje a.d Interest Coverage Related Terms
Dunav osiguranje a.d Interest Coverage Historical Data
* Premium members only.
The historical data trend for Dunav osiguranje a.d's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XBEL:DNOS vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje a.d Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje a.d's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Dunav osiguranje a.d (XBEL:DNOS) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dunav osiguranje a.d and its competitors. Over the past decade, Dunav osiguranje a.d's Interest Coverage has ranged from 17.57 to 223.91. According to the industry distribution chart, Dunav osiguranje a.d ranks #79 out of 353 companies in the Insurance industry, placing it in the top 22.4%.
Is Dunav osiguranje a.d's Interest Coverage too high?
Dunav osiguranje a.d's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 17.57 to a high of 223.91. Based on the distribution chart, Dunav osiguranje a.d ranks #79 out of 353 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dunav osiguranje a.d has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #79 out of 353 companies for Interest Coverage. This places Dunav osiguranje a.d in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.26. Historically, Dunav osiguranje a.d's own Interest Coverage has ranged from 17.57 to 223.91 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dunav osiguranje a.d and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD1,482.30, compared to a current price of RSD1,900.00 — trading 28.2% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Dunav osiguranje a.d's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued.
The current stock price of RSD1,900.00 is trading 28.2% above its estimated GF Value™ of RSD1,482.30.
GuruFocus considers Dunav osiguranje a.d to be Modestly Overvalued.
Key valuation signals for XBEL:DNOS:
Interest Coverage: 0 (At Loss)
GF Value™: RSD1,482.30 vs. price of RSD1,900.00 (28.2% above fair value)
No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
66GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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