Dunav osiguranje a.d (XBEL:DNOS) EBITDA Margin %: 9.95% (As of Dec. 2025) — 18% Above Median


XBEL:DNOS Dunav osiguranje a.d XBEL:DNOS
66 GF Score
Price RSD1,900.00
GF Value RSD1,480.64
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Dunav osiguranje a.d EBITDA Margin %?

Dunav osiguranje a.d XBEL:DNOS +2.04% 66 EBITDA Margin % is 9.95% as of Dec. 2025, which is 18% above its 10-year median of 8.42. GuruFocus rates XBEL:DNOS with a GF Score™ of 66/100 and a GF Value™ of RSD1,480.64 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 373 Insurance companies, Dunav osiguranje a.d ranks worse than 60.59% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Dunav osiguranje a.d's EBITDA for the six months ended in Dec. 2025 was RSD1,734 Mil. Dunav osiguranje a.d's Revenue for the six months ended in Dec. 2025 was RSD17,426 Mil. Therefore, Dunav osiguranje a.d's EBITDA margin for the quarter that ended in Dec. 2025 was 9.95%.


Dunav osiguranje a.d  (XBEL:DNOS) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Dunav osiguranje a.d EBITDA Margin % Related Terms


Dunav osiguranje a.d EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje a.d's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje a.d EBITDA Margin % Chart

Dunav osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.18 5.98 6.87 9.03 12.17

Dunav osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.66 9.14 8.84 13.62 9.95

XBEL:DNOS vs CB, PGR, TRV: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav osiguranje a.d EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Dunav osiguranje a.d's EBITDA Margin % falls into.


XBEL:DNOS
66GF Score
Dunav osiguranje a.d XBEL:DNOS
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav osiguranje a.d EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Dunav osiguranje a.d's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5345.545/43936.441
=12.17 %

Dunav osiguranje a.d's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=1733.794/17426.304
=9.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 9.95% mean?
Dunav osiguranje a.d (XBEL:DNOS) has a EBITDA Margin % of 9.95% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Dunav osiguranje a.d and its competitors. This is 18% above median its historical median of 8.42. Over the past decade, Dunav osiguranje a.d's EBITDA Margin % has ranged from 5.98 to 13.66. According to the industry distribution chart, Dunav osiguranje a.d ranks #226 out of 373 companies in the Insurance industry, placing it in the top 60.6%.
Is Dunav osiguranje a.d's EBITDA Margin % too high?
Dunav osiguranje a.d's current EBITDA Margin % of 9.95% is 18% above median its 10-year median of 8.42. Over the past 10 years, this metric has ranged from a low of 5.98 to a high of 13.66. The Insurance industry median EBITDA Margin % is 14.81. Dunav osiguranje a.d's value of 9.95% is 32.8% below this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #226 out of 373 companies in the Insurance industry, which is below the industry midpoint. Overall, Dunav osiguranje a.d has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #226 out of 373 companies for EBITDA Margin %. This places Dunav osiguranje a.d in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Dunav osiguranje a.d's value of 9.95% is 32.8% below this benchmark. Historically, Dunav osiguranje a.d's own EBITDA Margin % has ranged from 5.98 to 13.66 over the past decade. While the company's 10-year median is 8.42 vs. the industry median of 14.81, Dunav osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current EBITDA Margin % of 9.95% is 32.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Dunav osiguranje a.d and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current EBITDA Margin % is 9.95%, which is 18% above median its own 10-year median of 8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD1,480.64, compared to a current price of RSD1,900.00 — trading 28.3% above its estimated fair value. The current EBITDA Margin % is 9.95%, which is 18% above median its 10-year median of 8.42 and 32.8% below the Insurance industry median of 14.81. Dunav osiguranje a.d's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current EBITDA Margin % is 9.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued. The current stock price of RSD1,900.00 is trading 28.3% above its estimated GF Value™ of RSD1,480.64. GuruFocus considers Dunav osiguranje a.d to be Modestly Overvalued.

Key valuation signals for XBEL:DNOS:

  • EBITDA Margin %: 9.95% (18% above median its 10-year median of 8.42)
  • GF Value™: RSD1,480.64 vs. price of RSD1,900.00 (28.3% above fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 32.8% below the Insurance median (#226 of 373)

No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav osiguranje a.d Business Description

Address Makedonska 4, Belgrade, SRB
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
66GF Score

Get the complete analysis for XBEL:DNOS

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD1,900.00
Price
RSD1,480.64
GF Value