Dunav osiguranje a.d (XBEL:DNOS) PEG Ratio: 2.53 (As of Aug. 16, 2026) — 114% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBEL:DNOS Dunav osiguranje a.d XBEL:DNOS
75 GF Score
Price RSD1,849.00
GF Value RSD1,814.63
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Dunav osiguranje a.d PEG Ratio?

Dunav osiguranje a.d XBEL:DNOS 75 PEG Ratio is 2.53 as of Aug. 16, 2026, which is 114% above its 10-year median of 1.18. GuruFocus rates XBEL:DNOS with a GF Score™ of 75/100 and a GF Value™ of RSD1,814.63 (Fairly Valued). The stock has 2 warning signs investors should review. Among 188 Insurance companies, Dunav osiguranje a.d ranks worse than 80.32% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Dunav osiguranje a.d's PE Ratio without NRI is 6.31. Dunav osiguranje a.d's 5-Year EBITDA growth rate is 2.50%. Therefore, Dunav osiguranje a.d's PEG Ratio for today is 2.53.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Dunav osiguranje a.d's PEG Ratio or its related term are showing as below:

XBEL:DNOS' s PEG Ratio Range Over the Past 10 Years
Min: 0.16   Med: 1.18   Max: 18.56
Current: 2.52


During the past 13 years, Dunav osiguranje a.d's highest PEG Ratio was 18.56. The lowest was 0.16. And the median was 1.18.


XBEL:DNOS's PEG Ratio is ranked worse than
80.32% of 188 companies
in the Insurance industry
Industry Median: 0.825 vs XBEL:DNOS: 2.52

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Dunav osiguranje a.d  (XBEL:DNOS) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Dunav osiguranje a.d PEG Ratio Related Terms


Dunav osiguranje a.d PEG Ratio Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje a.d's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje a.d PEG Ratio Chart

Dunav osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 16.49 0.00 0.00 2.47

Dunav osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.47

XBEL:DNOS vs CB, PGR, TRV: PEG Ratio Comparison

For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav osiguranje a.d PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Dunav osiguranje a.d's PEG Ratio falls into.


XBEL:DNOS
75GF Score
Dunav osiguranje a.d XBEL:DNOS
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav osiguranje a.d PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Dunav osiguranje a.d's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=6.3140496996643/2.50
=2.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.53 mean?
Dunav osiguranje a.d (XBEL:DNOS) has a PEG Ratio of 2.53 as of Aug. 16, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Dunav osiguranje a.d and its competitors. This is 114% above median its historical median of 1.18. Over the past decade, Dunav osiguranje a.d's PEG Ratio has ranged from 0.16 to 18.56. According to the industry distribution chart, Dunav osiguranje a.d ranks #151 out of 188 companies in the Insurance industry, placing it in the top 80.3%.
Is Dunav osiguranje a.d's PEG Ratio too high?
Dunav osiguranje a.d's current PEG Ratio of 2.53 is 114% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 18.56. The Insurance industry median PEG Ratio is 0.83. Dunav osiguranje a.d's value of 2.53 is 206.7% above this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #151 out of 188 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Dunav osiguranje a.d has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's PEG Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #151 out of 188 companies for PEG Ratio. This places Dunav osiguranje a.d in the lower half of its industry. The industry median PEG Ratio is 0.83. Dunav osiguranje a.d's value of 2.53 is 206.7% above this benchmark. Historically, Dunav osiguranje a.d's own PEG Ratio has ranged from 0.16 to 18.56 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 0.83, Dunav osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.83, based on 188 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current PEG Ratio of 2.53 is 206.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Dunav osiguranje a.d and its competitors. For the Insurance industry, the median PEG Ratio is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current PEG Ratio is 2.53, which is 114% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Fairly Valued. The stock's GF Value™ is RSD1,814.63, compared to a current price of RSD1,849.00 — trading 1.9% above its estimated fair value. The current PEG Ratio is 2.53, which is 114% above median its 10-year median of 1.18 and 206.7% above the Insurance industry median of 0.83. Dunav osiguranje a.d's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current PEG Ratio is 2.53 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued. The current stock price of RSD1,849.00 is trading 1.9% above its estimated GF Value™ of RSD1,814.63. GuruFocus considers Dunav osiguranje a.d to be Fairly Valued.

Key valuation signals for XBEL:DNOS:

  • PEG Ratio: 2.53 (114% above median its 10-year median of 1.18)
  • GF Value™: RSD1,814.63 vs. price of RSD1,849.00 (1.9% above fair value)
  • GF Score™: 75/100 with 2 warning signs
  • Industry Position: 206.7% above the Insurance median (#151 of 188)

No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav osiguranje a.d Business Description

Address Makedonska 4, Belgrade, SRB
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
75GF Score

Get the complete analysis for XBEL:DNOS

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD1,849.00
Price
RSD1,814.63
GF Value