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Dunav osiguranje a.dXBEL:DNOS 74 3-Year EBITDA Growth Rate is 52.50% as of Dec. 2025, which is 468% above its 10-year median of 9.25. GuruFocus rates XBEL:DNOS with a GF Score™ of 74/100 and a GF Value™ of RSD1,814.63 (Fairly Valued). The stock has 2 warning signs investors should review. Among 292 Insurance companies, Dunav osiguranje a.d ranks better than 86.3% on this metric.
During the past 12 months, Dunav osiguranje a.d's average EBITDA Per Share Growth Rate was 27.20% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 52.50% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 2.50% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 1.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Dunav osiguranje a.d was 52.50% per year. The lowest was -31.40% per year. And the median was 9.25% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Dunav osiguranje a.d 3-Year EBITDA Growth Rate Related Terms
XBEL:DNOS vs CB, PGR, TRV: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje a.d 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje a.d's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 52.50% mean?
Dunav osiguranje a.d (XBEL:DNOS) has a 3-Year EBITDA Growth Rate of 52.50% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Dunav osiguranje a.d and its competitors. This is 468% above median its historical median of 9.25. According to the industry distribution chart, Dunav osiguranje a.d ranks #40 out of 292 companies in the Insurance industry, placing it in the top 13.7%.
Is Dunav osiguranje a.d's 3-Year EBITDA Growth Rate too high?
Dunav osiguranje a.d's current 3-Year EBITDA Growth Rate of 52.50% is 468% above median its 10-year median of 9.25. The Insurance industry median 3-Year EBITDA Growth Rate is 16.50. Dunav osiguranje a.d's value of 52.50% is 218.2% above this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #40 out of 292 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dunav osiguranje a.d has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's 3-Year EBITDA Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #40 out of 292 companies for 3-Year EBITDA Growth Rate. This places Dunav osiguranje a.d in the top 14% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 16.50. Dunav osiguranje a.d's value of 52.50% is 218.2% above this benchmark. While the company's 10-year median is 9.25 vs. the industry median of 16.50, Dunav osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.50, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current 3-Year EBITDA Growth Rate of 52.50% is 218.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Dunav osiguranje a.d and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current 3-Year EBITDA Growth Rate is 52.50%, which is 468% above median its own 10-year median of 9.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Fairly Valued. The stock's GF Value™ is RSD1,814.63, compared to a current price of RSD1,849.00 — trading 1.9% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 52.50%, which is 468% above median its 10-year median of 9.25 and 218.2% above the Insurance industry median of 16.50. Dunav osiguranje a.d's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current 3-Year EBITDA Growth Rate is 52.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued.
The current stock price of RSD1,849.00 is trading 1.9% above its estimated GF Value™ of RSD1,814.63.
GuruFocus considers Dunav osiguranje a.d to be Fairly Valued.
Key valuation signals for XBEL:DNOS:
3-Year EBITDA Growth Rate: 52.50% (468% above median its 10-year median of 9.25)
GF Value™: RSD1,814.63 vs. price of RSD1,849.00 (1.9% above fair value)
Industry Position: 218.2% above the Insurance median (#40 of 292)
No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
74GF Score
Get the complete analysis for XBEL:DNOS
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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