Dunav osiguranje a.d (XBEL:DNOS) Enterprise Value: RSD29,644 Mil (As of Aug. 15, 2026) ***

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XBEL:DNOS Dunav osiguranje a.d XBEL:DNOS
75 GF Score
Price RSD1,849.00
GF Value RSD1,813.86
Valuation Fairly Valued
! 2 Warning Signs
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What is Dunav osiguranje a.d Enterprise Value?

Dunav osiguranje a.d XBEL:DNOS 75 Enterprise Value is RSD29,644 Mil as of Aug. 15, 2026. GuruFocus rates XBEL:DNOS with a GF Score™ of 75/100 and a GF Value™ of RSD1,813.86 (Fairly Valued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Dunav osiguranje a.d's Enterprise Value is RSD29,644 Mil. Dunav osiguranje a.d's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was RSD5,352 Mil. Therefore, Dunav osiguranje a.d's EV-to-EBIT ratio for today is 5.54.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Dunav osiguranje a.d's Enterprise Value is RSD29,644 Mil. Dunav osiguranje a.d's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,291 Mil. Therefore, Dunav osiguranje a.d's EV-to-EBITDA ratio for today is 4.07.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Dunav osiguranje a.d's Enterprise Value is RSD29,644 Mil. Dunav osiguranje a.d's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was RSD55,241 Mil. Therefore, Dunav osiguranje a.d's EV-to-Revenue ratio for today is 0.54.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Dunav osiguranje a.d's Enterprise Value is RSD29,644 Mil. Dunav osiguranje a.d's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,986 Mil. Therefore, Dunav osiguranje a.d's EV-to-OCF ratio for today is 3.71.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Dunav osiguranje a.d's Enterprise Value is RSD29,644 Mil. Dunav osiguranje a.d's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,214 Mil. Therefore, Dunav osiguranje a.d's EV-to-FCF ratio for today is 4.11.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Dunav osiguranje a.d  (XBEL:DNOS) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Dunav osiguranje a.d's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=29644.005/5351.811
=5.54

Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was RSD5,352 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Dunav osiguranje a.d's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=29644.005/7291.346
=4.07

Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,291 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Dunav osiguranje a.d's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=29644.005/55240.519
=0.54

Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was RSD55,241 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Dunav osiguranje a.d's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=29644.005/7986.444
=3.71

Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,986 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Dunav osiguranje a.d's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=29644.005/7213.819
=4.11

Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,214 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Dunav osiguranje a.d Enterprise Value Related Terms


Dunav osiguranje a.d Enterprise Value Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje a.d's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje a.d Enterprise Value Chart

Dunav osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33,709.15 14,930.17 12,388.59 22,276.69 28,899.37

Dunav osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,388.59 13,476.82 22,276.69 24,648.19 28,899.37

XBEL:DNOS vs CB, PGR, TRV: Enterprise Value Comparison

For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav osiguranje a.d Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Dunav osiguranje a.d's Enterprise Value falls into.


XBEL:DNOS
75GF Score
Dunav osiguranje a.d XBEL:DNOS
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav osiguranje a.d Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Dunav osiguranje a.d's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Dunav osiguranje a.d's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of RSD29,644 Mil mean?
Dunav osiguranje a.d (XBEL:DNOS) has a Enterprise Value of RSD29,644 Mil as of Aug. 15, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Dunav osiguranje a.d and its competitors.
Is Dunav osiguranje a.d's Enterprise Value too high?
Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil. Overall, Dunav osiguranje a.d has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's Enterprise Value compare to CB and PGR?
Dunav osiguranje a.d's Enterprise Value of RSD29,644 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Dunav osiguranje a.d and its competitors. Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Fairly Valued. The stock's GF Value™ is RSD1,813.86, compared to a current price of RSD1,849.00 — trading 1.9% above its estimated fair value. The current Enterprise Value is RSD29,644 Mil. Dunav osiguranje a.d's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current Enterprise Value is RSD29,644 Mil as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued. The current stock price of RSD1,849.00 is trading 1.9% above its estimated GF Value™ of RSD1,813.86. GuruFocus considers Dunav osiguranje a.d to be Fairly Valued.

Key valuation signals for XBEL:DNOS:

  • Enterprise Value: RSD29,644 Mil
  • GF Value™: RSD1,813.86 vs. price of RSD1,849.00 (1.9% above fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav osiguranje a.d Business Description

Address Makedonska 4, Belgrade, SRB
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
75GF Score

Get the complete analysis for XBEL:DNOS

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD1,849.00
Price
RSD1,813.86
GF Value