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Dunav osiguranje a.dXBEL:DNOS 64 EV-to-EBITDA is 5.10 as of Jul. 31, 2026, which is 22% below its 10-year median of 6.55. GuruFocus rates XBEL:DNOS with a GF Score™ of 64/100 and a GF Value™ of RSD1,492.23 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 346 Insurance companies, Dunav osiguranje a.d ranks better than 72.54% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Dunav osiguranje a.d's enterprise value is RSD27,259 Mil.
Dunav osiguranje a.d's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was RSD5,346 Mil. Therefore, Dunav osiguranje a.d's EV-to-EBITDA for today is 5.10.
The historical rank and industry rank for Dunav osiguranje a.d's EV-to-EBITDA or its related term are showing as below:
XBEL:DNOS'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 1.39 Med: 6.55 Max: 16.5
Current: 5.1
During the past 13 years, the highest EV-to-EBITDA of Dunav osiguranje a.d was 16.50. The lowest was 1.39. And the median was 6.55.
XBEL:DNOS's EV-to-EBITDA is ranked better than 72.54% of 346
companies
in the Insurance industry
Industry Median: 8.215
vs XBEL:DNOS: 5.10
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dunav osiguranje a.d's PE Ratio (TTM) for today is calculated as:
Dunav osiguranje a.d's share price for today is RSD1850.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was RSD281.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Dunav osiguranje a.d's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:DNOS vs CB, PGR, TRV: EV-to-EBITDA Comparison
For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje a.d EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje a.d's EV-to-EBITDA falls into.
Dunav osiguranje a.d's current Enterprise Value is RSD27,259 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was RSD5,346 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje a.d (XBEL:DNOS) has a EV-to-EBITDA of 5.10 as of Jul. 31, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Dunav osiguranje a.d. This is 22% below median its historical median of 6.55. Over the past decade, Dunav osiguranje a.d's EV-to-EBITDA has ranged from 1.39 to 16.50. According to the industry distribution chart, Dunav osiguranje a.d ranks #95 out of 346 companies in the Insurance industry, placing it in the top 27.5%.
Is Dunav osiguranje a.d's EV-to-EBITDA too high?
Dunav osiguranje a.d's current EV-to-EBITDA of 5.10 is 22% below median its 10-year median of 6.55. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 16.50. The Insurance industry median EV-to-EBITDA is 8.22. Dunav osiguranje a.d's value of 5.10 is 37.9% below this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #95 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, Dunav osiguranje a.d has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #95 out of 346 companies for EV-to-EBITDA. This puts Dunav osiguranje a.d in the upper half of its industry. The industry median EV-to-EBITDA is 8.22. Dunav osiguranje a.d's value of 5.10 is 37.9% below this benchmark. Historically, Dunav osiguranje a.d's own EV-to-EBITDA has ranged from 1.39 to 16.50 over the past decade. While the company's 10-year median is 6.55 vs. the industry median of 8.22, Dunav osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.22, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current EV-to-EBITDA of 5.10 is 37.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Dunav osiguranje a.d. For the Insurance industry, the median EV-to-EBITDA is 8.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current EV-to-EBITDA is 5.10, which is 22% below median its own 10-year median of 6.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD1,492.23, compared to a current price of RSD1,850.00 — trading 24% above its estimated fair value. The current EV-to-EBITDA is 5.10, which is 22% below median its 10-year median of 6.55 and 37.9% below the Insurance industry median of 8.22. Dunav osiguranje a.d's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current EV-to-EBITDA is 5.10 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued.
The current stock price of RSD1,850.00 is trading 24% above its estimated GF Value™ of RSD1,492.23.
GuruFocus considers Dunav osiguranje a.d to be Modestly Overvalued.
Key valuation signals for XBEL:DNOS:
EV-to-EBITDA: 5.10 (22% below median its 10-year median of 6.55)
GF Value™: RSD1,492.23 vs. price of RSD1,850.00 (24% above fair value)
Industry Position: 37.9% below the Insurance median (#95 of 346)
No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
64GF Score
Get the complete analysis for XBEL:DNOS
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