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Dunav osiguranje a.dXBEL:DNOS 75 EV-to-OCF is 3.71 as of Aug. 15, 2026, which is 25% below its 10-year median of 4.92. GuruFocus rates XBEL:DNOS with a GF Score™ of 75/100 and a GF Value™ of RSD1,813.86 (Fairly Valued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Dunav osiguranje a.d ranks better than 62.9% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Dunav osiguranje a.d's Enterprise Value is RSD29,644 Mil.
Dunav osiguranje a.d's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,986 Mil. Therefore, Dunav osiguranje a.d's EV-to-OCF for today is 3.71.
The historical rank and industry rank for Dunav osiguranje a.d's EV-to-OCF or its related term are showing as below:
XBEL:DNOS'
s EV-to-OCF Range Over the Past 10 Years
Min: 0.89 Med: 4.92 Max: 15.91
Current: 3.71
During the past 13 years, the highest EV-to-OCF of Dunav osiguranje a.d was 15.91. The lowest was 0.89. And the median was 4.92.
XBEL:DNOS's EV-to-OCF is ranked better than 62.9% of 504
companies
in the Insurance industry
Industry Median: 6.465
vs XBEL:DNOS: 3.71
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dunav osiguranje a.d's PE Ratio (TTM) for today is calculated as:
Dunav osiguranje a.d's share price for today is RSD1849.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was RSD297.692.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Dunav osiguranje a.d EV-to-OCF Related Terms
Dunav osiguranje a.d EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Dunav osiguranje a.d's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje a.d EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje a.d's EV-to-OCF falls into.
Dunav osiguranje a.d's current Enterprise Value is RSD29,644 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was RSD7,986 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje a.d (XBEL:DNOS) has a EV-to-OCF of 3.71 as of Aug. 15, 2026. This is 25% below median its historical median of 4.92. Over the past decade, Dunav osiguranje a.d's EV-to-OCF has ranged from 0.89 to 15.91. According to the industry distribution chart, Dunav osiguranje a.d ranks #187 out of 504 companies in the Insurance industry, placing it in the top 37.1%.
Is Dunav osiguranje a.d's EV-to-OCF too high?
Dunav osiguranje a.d's current EV-to-OCF of 3.71 is 25% below median its 10-year median of 4.92. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 15.91. The Insurance industry median EV-to-OCF is 6.47. Dunav osiguranje a.d's value of 3.71 is 42.6% below this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #187 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Dunav osiguranje a.d has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's EV-to-OCF compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #187 out of 504 companies for EV-to-OCF. This puts Dunav osiguranje a.d in the upper half of its industry. The industry median EV-to-OCF is 6.47. Dunav osiguranje a.d's value of 3.71 is 42.6% below this benchmark. Historically, Dunav osiguranje a.d's own EV-to-OCF has ranged from 0.89 to 15.91 over the past decade. While the company's 10-year median is 4.92 vs. the industry median of 6.47, Dunav osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.47, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current EV-to-OCF of 3.71 is 42.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current EV-to-OCF is 3.71, which is 25% below median its own 10-year median of 4.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Fairly Valued. The stock's GF Value™ is RSD1,813.86, compared to a current price of RSD1,849.00 — trading 1.9% above its estimated fair value. The current EV-to-OCF is 3.71, which is 25% below median its 10-year median of 4.92 and 42.6% below the Insurance industry median of 6.47. Dunav osiguranje a.d's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current EV-to-OCF is 3.71 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued.
The current stock price of RSD1,849.00 is trading 1.9% above its estimated GF Value™ of RSD1,813.86.
GuruFocus considers Dunav osiguranje a.d to be Fairly Valued.
Key valuation signals for XBEL:DNOS:
EV-to-OCF: 3.71 (25% below median its 10-year median of 4.92)
GF Value™: RSD1,813.86 vs. price of RSD1,849.00 (1.9% above fair value)
Industry Position: 42.6% below the Insurance median (#187 of 504)
No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
75GF Score
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