SOUB (Southpoint Bancshares) Beginning Cash Position: $0.00 Mil (As of Mar. 2026)

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SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $14.21
GF Value $28.60
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares Beginning Cash Position?

Southpoint Bancshares SOUB -0.62% 53 Beginning Cash Position is $0.00 Mil as of Mar. 2026. GuruFocus rates SOUB with a GF Score™ of 53/100 and a GF Value™ of $28.60 (Possible Value Trap). The stock has 3 warning signs investors should review.

Southpoint Bancshares's Beginning Cash Position for the quarter that ended in Mar. 2026 was $0.00 Mil.

Southpoint Bancshares's annual Beginning Cash Position declined from Dec. 2023 ($123.48 Mil) to Dec. 2024 ($87.20 Mil) but then increased from Dec. 2024 ($87.20 Mil) to Dec. 2025 ($130.78 Mil).


Southpoint Bancshares Beginning Cash Position Related Terms


Southpoint Bancshares Beginning Cash Position Historical Data

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The historical data trend for Southpoint Bancshares's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southpoint Bancshares Beginning Cash Position Chart

Southpoint Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only 15.63 38.33 123.48 87.20 130.78

Southpoint Bancshares Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
SOUB
53GF Score
Southpoint Bancshares Inc SOUB
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Southpoint Bancshares Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $0.00 Mil mean?
Southpoint Bancshares (SOUB) has a Beginning Cash Position of $0.00 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Southpoint Bancshares and its competitors.
Is Southpoint Bancshares' Beginning Cash Position too high?
Southpoint Bancshares' current Beginning Cash Position is $0.00 Mil. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' Beginning Cash Position compare to TMAK and ESBS?
Southpoint Bancshares' Beginning Cash Position of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Southpoint Bancshares and its competitors. Southpoint Bancshares's current Beginning Cash Position is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $28.60, compared to a current price of $14.21 — trading 50.3% below its estimated fair value. The current Beginning Cash Position is $0.00 Mil. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current Beginning Cash Position is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $14.21 is trading 50.3% below its estimated GF Value™ of $28.60. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • Beginning Cash Position: $0.00 Mil
  • GF Value™: $28.60 vs. price of $14.21 (50.3% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.21
Price
$28.60
GF Value