SOUB (Southpoint Bancshares) Debt-to-EBITDA

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SOUB Southpoint Bancshares Inc SOUB
58 GF Score
Price $14.40
GF Value $28.62
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares Debt-to-EBITDA?

Debt-to-EBITDA does not apply to banks.

SOUB
58GF Score
Southpoint Bancshares Inc SOUB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $14.40 is trading 49.7% below its estimated GF Value™ of $28.62. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • Debt-to-EBITDA:
  • GF Value™: $28.62 vs. price of $14.40 (49.7% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
58GF Score

Get the complete analysis for SOUB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.40
Price
$28.62
GF Value