The historical rank and industry rank for Southpoint Bancshares's FCF Margin % or its related term are showing as below:
SOUB'
s FCF Margin % Range Over the Past 10 Years
Min: 6.56 Med: 22.02 Max: 47.18
Current: 45.01
During the past 9 years, the highest FCF Margin % of Southpoint Bancshares was 47.18%. The lowest was 6.56%. And the median was 22.02%.
SOUB's FCF Margin % is ranked better than 72.1% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs SOUB: 45.01
Southpoint Bancshares FCF Margin % Related Terms
Southpoint Bancshares FCF Margin % Historical Data
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The historical data trend for Southpoint Bancshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Southpoint Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southpoint Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Southpoint Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Southpoint Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southpoint Bancshares (SOUB) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Southpoint Bancshares and its competitors. Over the past decade, Southpoint Bancshares' FCF Margin % has ranged from 6.56 to 47.18. According to the industry distribution chart, Southpoint Bancshares ranks #421 out of 1509 companies in the Banks industry, placing it in the top 27.9%.
Is Southpoint Bancshares' FCF Margin % too high?
Southpoint Bancshares' current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 6.56 to a high of 47.18. Based on the distribution chart, Southpoint Bancshares ranks #421 out of 1509 companies in the Banks industry, which is above the industry midpoint. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' FCF Margin % compare to TMAK and ESBS?
According to the Banks industry distribution chart, Southpoint Bancshares ranks #421 out of 1509 companies for FCF Margin %. This puts Southpoint Bancshares in the upper half of its industry. The industry median FCF Margin % is 26.55. Historically, Southpoint Bancshares' own FCF Margin % has ranged from 6.56 to 47.18 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Southpoint Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southpoint Bancshares's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $28.54, compared to a current price of $14.11 — trading 50.6% below its estimated fair value. The current FCF Margin % is 0.00%. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southpoint Bancshares (SOUB) Overvalued in 2026?
Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued.
The current stock price of $14.11 is trading 50.6% below its estimated GF Value™ of $28.54.
GuruFocus considers Southpoint Bancshares to be Possible Value Trap.
Key valuation signals for SOUB:
FCF Margin %: 0.00%
GF Value™: $28.54 vs. price of $14.11 (50.6% below fair value)
No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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