SOUB (Southpoint Bancshares) FCF Yield %: 62.51 (As of Jun. 29, 2026)


SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $14.11
GF Value $28.54
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares FCF Yield %?

Southpoint Bancshares SOUB 53 FCF Yield % is 62.51 as of Jun. 29, 2026. GuruFocus rates SOUB with a GF Score™ of 53/100 and a GF Value™ of $28.54 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, Southpoint Bancshares ranks better than 89.85% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Southpoint Bancshares's Trailing 12-Month Free Cash Flow is $26.20 Mil, and Market Cap is $41.92 Mil. Therefore, Southpoint Bancshares's FCF Yield % for today is 62.51%.

The historical rank and industry rank for Southpoint Bancshares's FCF Yield % or its related term are showing as below:

SOUB' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 62.51
Current: 62.51


During the past 9 years, the highest FCF Yield % of Southpoint Bancshares was 62.51%. The lowest was 0.00%. And the median was 0.00%.

SOUB's FCF Yield % is ranked better than
89.85% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs SOUB: 62.51

Southpoint Bancshares's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Southpoint Bancshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Southpoint Bancshares FCF Yield % Related Terms


Southpoint Bancshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for Southpoint Bancshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southpoint Bancshares FCF Yield % Chart

Southpoint Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only 25.72 20.54 26.67 12.62 61.03

Southpoint Bancshares Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SOUB vs TMAK, ESBS, SCYT: FCF Yield % Comparison

For the Banks - Regional subindustry, Southpoint Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southpoint Bancshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Southpoint Bancshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Southpoint Bancshares's FCF Yield % falls into.


SOUB
53GF Score
Southpoint Bancshares Inc SOUB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Southpoint Bancshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Southpoint Bancshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=26.202 / 42.93095
=61.03%

Southpoint Bancshares's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 41.594
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 62.51 mean?
Southpoint Bancshares (SOUB) has a FCF Yield % of 62.51 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Southpoint Bancshares and its competitors. According to the industry distribution chart, Southpoint Bancshares ranks #153 out of 1507 companies in the Banks industry, placing it in the top 10.2%.
Is Southpoint Bancshares' FCF Yield % too high?
Southpoint Bancshares' current FCF Yield % is 62.51. The Banks industry median FCF Yield % is 8.14. Southpoint Bancshares' value of 62.51 is 667.9% above this industry median. Based on the distribution chart, Southpoint Bancshares ranks #153 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' FCF Yield % compare to TMAK and ESBS?
According to the Banks industry distribution chart, Southpoint Bancshares ranks #153 out of 1507 companies for FCF Yield %. This places Southpoint Bancshares in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. Southpoint Bancshares' value of 62.51 is 667.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southpoint Bancshares's current FCF Yield % of 62.51 is 667.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Southpoint Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southpoint Bancshares's current FCF Yield % is 62.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $28.54, compared to a current price of $14.11 — trading 50.6% below its estimated fair value. The current FCF Yield % is 62.51 and 667.9% above the Banks industry median of 8.14. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current FCF Yield % is 62.51 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $14.11 is trading 50.6% below its estimated GF Value™ of $28.54. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • FCF Yield %: 62.51
  • GF Value™: $28.54 vs. price of $14.11 (50.6% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 667.9% above the Banks median (#153 of 1507)

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.11
Price
$28.54
GF Value