SOUB (Southpoint Bancshares) EV-to-OCF: (As of Aug. 13, 2026)

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SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $10.38
GF Value $25.39
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Southpoint Bancshares EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Southpoint Bancshares's Enterprise Value is $-115.78 Mil. Southpoint Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Southpoint Bancshares's EV-to-OCF for today is .

The historical rank and industry rank for Southpoint Bancshares's EV-to-OCF or its related term are showing as below:

SOUB' s EV-to-OCF Range Over the Past 10 Years
Min: -3.99   Med: 0   Max: -3.87
Current: -3.97

During the past 9 years, the highest EV-to-OCF of Southpoint Bancshares was -3.87. The lowest was -3.99. And the median was .

SOUB's EV-to-OCF is ranked better than
82.43% of 1497 companies
in the Banks industry
Industry Median: 3.98 vs SOUB: -3.97

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-13), Southpoint Bancshares's stock price is $10.38223. Southpoint Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $-9.227. Therefore, Southpoint Bancshares's PE Ratio (TTM) for today is At Loss.


Southpoint Bancshares  (OTCPK:SOUB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Southpoint Bancshares's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=10.38223/-9.227
=At Loss

Southpoint Bancshares's share price for today is $10.38223.
Southpoint Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-9.227.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Southpoint Bancshares EV-to-OCF Related Terms


Southpoint Bancshares EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Southpoint Bancshares's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southpoint Bancshares EV-to-OCF Chart

Southpoint Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only 6.32 14.04 6.19 0.74 -5.53

Southpoint Bancshares Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 -5.53 0.00 0.00

SOUB vs CYSM, TMAK, HFBA: EV-to-OCF Comparison

For the Banks - Regional subindustry, Southpoint Bancshares's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southpoint Bancshares EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Southpoint Bancshares's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Southpoint Bancshares's EV-to-OCF falls into.


SOUB
53GF Score
Southpoint Bancshares Inc SOUB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Southpoint Bancshares EV-to-OCF Calculation

Southpoint Bancshares's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-115.775/0
=

Southpoint Bancshares's current Enterprise Value is $-115.78 Mil.
Southpoint Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $10.38 is trading 59.1% below its estimated GF Value™ of $25.39. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • EV-to-OCF:
  • GF Value™: $25.39 vs. price of $10.38 (59.1% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

Get the complete analysis for SOUB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.38
Price
$25.39
GF Value