SOUB (Southpoint Bancshares) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 29, 2026)


SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $14.11
GF Value $28.54
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Southpoint Bancshares's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

SOUB vs TMAK, ESBS, SCYT: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Southpoint Bancshares's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southpoint Bancshares Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Southpoint Bancshares's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Southpoint Bancshares's Margin of Safety % (DCF Earnings Based) falls into.


SOUB
53GF Score
Southpoint Bancshares Inc SOUB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $14.11 is trading 50.6% below its estimated GF Value™ of $28.54. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $28.54 vs. price of $14.11 (50.6% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

Get the complete analysis for SOUB

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.11
Price
$28.54
GF Value