SOUB (Southpoint Bancshares) Gross Loan: $0.00 Mil (As of Jun. 2026)

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SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $11.00
GF Value $25.43
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares Gross Loan?

Southpoint Bancshares SOUB 53 Gross Loan is $0.00 Mil as of Jun. 2026. GuruFocus rates SOUB with a GF Score™ of 53/100 and a GF Value™ of $25.43 (Possible Value Trap). The stock has 3 warning signs investors should review.

Southpoint Bancshares's Gross Loan for the quarter that ended in Jun. 2026 was $0.00 Mil.

Southpoint Bancshares Gross Loan Related Terms

Southpoint Bancshares Gross Loan Historical Data

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The historical data trend for Southpoint Bancshares's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southpoint Bancshares Gross Loan Chart

Southpoint Bancshares Annual Data
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Southpoint Bancshares Quarterly Data
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SOUB
53GF Score
Southpoint Bancshares Inc SOUB
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Southpoint Bancshares Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $0.00 Mil mean?
Southpoint Bancshares (SOUB) has a Gross Loan of $0.00 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Southpoint Bancshares and its competitors.
Is Southpoint Bancshares' Gross Loan too high?
Southpoint Bancshares' current Gross Loan is $0.00 Mil. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' Gross Loan compare to CYSM and TMAK?
Southpoint Bancshares' Gross Loan of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Southpoint Bancshares and its competitors. Southpoint Bancshares's current Gross Loan is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $25.43, compared to a current price of $11.00 — trading 56.7% below its estimated fair value. The current Gross Loan is $0.00 Mil. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current Gross Loan is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $11.00 is trading 56.7% below its estimated GF Value™ of $25.43. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • Gross Loan: $0.00 Mil
  • GF Value™: $25.43 vs. price of $11.00 (56.7% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.00
Price
$25.43
GF Value