SOUB (Southpoint Bancshares) Total Liabilities: $1,360.95 Mil (As of Mar. 2026)


SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $14.11
GF Value $28.54
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares Total Liabilities?

Southpoint Bancshares SOUB 53 Total Liabilities is $1,360.95 Mil as of Mar. 2026. GuruFocus rates SOUB with a GF Score™ of 53/100 and a GF Value™ of $28.54 (Possible Value Trap). The stock has 3 warning signs investors should review.

Southpoint Bancshares's Total Liabilities for the quarter that ended in Mar. 2026 was $1,360.95 Mil.

Southpoint Bancshares's quarterly Total Liabilities declined from Sep. 2025 ($1,496.66 Mil) to Dec. 2025 ($1,479.52 Mil) and declined from Dec. 2025 ($1,479.52 Mil) to Mar. 2026 ($1,360.95 Mil).

Southpoint Bancshares's annual Total Liabilities increased from Dec. 2023 ($1,555.80 Mil) to Dec. 2024 ($1,668.87 Mil) but then declined from Dec. 2024 ($1,668.87 Mil) to Dec. 2025 ($1,479.52 Mil).

Southpoint Bancshares Total Liabilities Historical Data

* Premium members only.

The historical data trend for Southpoint Bancshares's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southpoint Bancshares Total Liabilities Chart

Southpoint Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only 661.95 1,280.32 1,555.80 1,668.87 1,479.52

Southpoint Bancshares Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,698.66 1,578.75 1,496.66 1,479.52 1,360.95
SOUB
53GF Score
Southpoint Bancshares Inc SOUB
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Southpoint Bancshares Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Southpoint Bancshares's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=1563.897-84.372
=1,479.53

Southpoint Bancshares's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=1443.9-82.952
=1,360.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $1,360.95 Mil mean?
Southpoint Bancshares (SOUB) has a Total Liabilities of $1,360.95 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Southpoint Bancshares and its competitors.
Is Southpoint Bancshares' Total Liabilities too high?
Southpoint Bancshares' current Total Liabilities is $1,360.95 Mil. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' Total Liabilities compare to TMAK and ESBS?
Southpoint Bancshares' Total Liabilities of $1,360.95 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Southpoint Bancshares and its competitors. Southpoint Bancshares's current Total Liabilities is $1,360.95 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $28.54, compared to a current price of $14.11 — trading 50.6% below its estimated fair value. The current Total Liabilities is $1,360.95 Mil. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current Total Liabilities is $1,360.95 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $14.11 is trading 50.6% below its estimated GF Value™ of $28.54. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • Total Liabilities: $1,360.95 Mil
  • GF Value™: $28.54 vs. price of $14.11 (50.6% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.11
Price
$28.54
GF Value