SOUB (Southpoint Bancshares) Quality Rank


SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $14.17
GF Value $28.58
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Southpoint Bancshares Quality Rank Related Terms

SOUB
53GF Score
Southpoint Bancshares Inc SOUB
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $14.17 is trading 50.4% below its estimated GF Value™ of $28.58. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • Quality Rank:
  • GF Value™: $28.58 vs. price of $14.17 (50.4% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

Get the complete analysis for SOUB

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.17
Price
$28.58
GF Value