OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Southpoint Bancshares OCF Yield % Related Terms
Southpoint Bancshares OCF Yield % Historical Data
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The historical data trend for Southpoint Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Southpoint Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southpoint Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Southpoint Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Southpoint Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southpoint Bancshares (SOUB) has a OCF Yield % of 69.64 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Southpoint Bancshares and its competitors. Over the past decade, Southpoint Bancshares' OCF Yield % has ranged from 69.64 to 69.64. According to the industry distribution chart, Southpoint Bancshares ranks #143 out of 1505 companies in the Banks industry, placing it in the top 9.5%.
Is Southpoint Bancshares' OCF Yield % too high?
Southpoint Bancshares' current OCF Yield % is 69.64. Over the past 10 years, this metric has ranged from a low of 69.64 to a high of 69.64. The Banks industry median OCF Yield % is 9.32. Southpoint Bancshares' value of 69.64 is 647.2% above this industry median. Based on the distribution chart, Southpoint Bancshares ranks #143 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' OCF Yield % compare to TMAK and ESBS?
According to the Banks industry distribution chart, Southpoint Bancshares ranks #143 out of 1505 companies for OCF Yield %. This places Southpoint Bancshares in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.32. Southpoint Bancshares' value of 69.64 is 647.2% above this benchmark. Historically, Southpoint Bancshares' own OCF Yield % has ranged from 69.64 to 69.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southpoint Bancshares's current OCF Yield % of 69.64 is 647.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Southpoint Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southpoint Bancshares's current OCF Yield % is 69.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $28.54, compared to a current price of $14.11 — trading 50.6% below its estimated fair value. The current OCF Yield % is 69.64 and 647.2% above the Banks industry median of 9.32. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current OCF Yield % is 69.64 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southpoint Bancshares (SOUB) Overvalued in 2026?
Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued.
The current stock price of $14.11 is trading 50.6% below its estimated GF Value™ of $28.54.
GuruFocus considers Southpoint Bancshares to be Possible Value Trap.
Key valuation signals for SOUB:
OCF Yield %: 69.64
GF Value™: $28.54 vs. price of $14.11 (50.6% below fair value)
Industry Position: 647.2% above the Banks median (#143 of 1505)
No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score
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