SOUB (Southpoint Bancshares) 3-Year Share Buyback Ratio: -1.10% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $10.20
GF Value $25.41
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares 3-Year Share Buyback Ratio?

Southpoint Bancshares SOUB 53 3-Year Share Buyback Ratio is -1.10 as of Jun. 2026. GuruFocus rates SOUB with a GF Score™ of 53/100 and a GF Value™ of $25.41 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,042 Banks companies, Southpoint Bancshares ranks worse than 63.92% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Southpoint Bancshares's current 3-Year Share Buyback Ratio was -1.10%.

The historical rank and industry rank for Southpoint Bancshares's 3-Year Share Buyback Ratio or its related term are showing as below:

SOUB' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -12.9   Med: -6.95   Max: -0.1
Current: -1.1

During the past 9 years, Southpoint Bancshares's highest 3-Year Share Buyback Ratio was -0.10%. The lowest was -12.90%. And the median was -6.95%.

SOUB's 3-Year Share Buyback Ratio is ranked worse than
63.92% of 1042 companies
in the Banks industry
Industry Median: -0.2 vs SOUB: -1.10

Southpoint Bancshares (OTCPK:SOUB) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Southpoint Bancshares 3-Year Share Buyback Ratio Related Terms


SOUB vs CYSM, TMAK, HFBA: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Southpoint Bancshares's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southpoint Bancshares 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Southpoint Bancshares's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Southpoint Bancshares's 3-Year Share Buyback Ratio falls into.


SOUB
53GF Score
Southpoint Bancshares Inc SOUB
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Southpoint Bancshares 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -1.10 mean?
Southpoint Bancshares (SOUB) has a 3-Year Share Buyback Ratio of -1.10 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Southpoint Bancshares and its competitors. According to the industry distribution chart, Southpoint Bancshares ranks #666 out of 1042 companies in the Banks industry, placing it in the top 63.9%.
Is Southpoint Bancshares' 3-Year Share Buyback Ratio too high?
Southpoint Bancshares' current 3-Year Share Buyback Ratio is -1.10. Based on the distribution chart, Southpoint Bancshares ranks #666 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' 3-Year Share Buyback Ratio compare to CYSM and TMAK?
According to the Banks industry distribution chart, Southpoint Bancshares ranks #666 out of 1042 companies for 3-Year Share Buyback Ratio. This places Southpoint Bancshares in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Southpoint Bancshares and its competitors. Southpoint Bancshares's current 3-Year Share Buyback Ratio is -1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $25.41, compared to a current price of $10.20 — trading 59.9% below its estimated fair value. The current 3-Year Share Buyback Ratio is -1.10. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current 3-Year Share Buyback Ratio is -1.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $10.20 is trading 59.9% below its estimated GF Value™ of $25.41. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • 3-Year Share Buyback Ratio: -1.10
  • GF Value™: $25.41 vs. price of $10.20 (59.9% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

Get the complete analysis for SOUB

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$25.41
GF Value