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SOUB (Southpoint Bancshares) PB Ratio : 0.75 (As of Apr. 10, 2025)


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What is Southpoint Bancshares PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-10), Southpoint Bancshares's share price is $26.625. Southpoint Bancshares's Book Value per Share for the quarter that ended in Dec. 2023 was $35.71. Hence, Southpoint Bancshares's PB Ratio of today is 0.75.

Good Sign:

Southpoint Bancshares Inc stock PB Ratio (=0.79) is close to 10-year low of 0.76.

The historical rank and industry rank for Southpoint Bancshares's PB Ratio or its related term are showing as below:

SOUB' s PB Ratio Range Over the Past 10 Years
Min: 0.75   Med: 1.07   Max: 1.49
Current: 0.75

During the past 7 years, Southpoint Bancshares's highest PB Ratio was 1.49. The lowest was 0.75. And the median was 1.07.

SOUB's PB Ratio is ranked better than
62.71% of 1526 companies
in the Banks industry
Industry Median: 0.87 vs SOUB: 0.75

During the past 12 months, Southpoint Bancshares's average Book Value Per Share Growth Rate was 19.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 16.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 18.10% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Southpoint Bancshares was 19.60% per year. The lowest was 16.00% per year. And the median was 18.25% per year.

Back to Basics: PB Ratio


Southpoint Bancshares PB Ratio Historical Data

The historical data trend for Southpoint Bancshares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Southpoint Bancshares PB Ratio Chart

Southpoint Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial 1.14 0.93 1.37 1.03 0.80

Southpoint Bancshares Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio Get a 7-Day Free Trial 1.14 0.93 1.37 1.03 0.80

Competitive Comparison of Southpoint Bancshares's PB Ratio

For the Banks - Regional subindustry, Southpoint Bancshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southpoint Bancshares's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southpoint Bancshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where Southpoint Bancshares's PB Ratio falls into.


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Southpoint Bancshares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Southpoint Bancshares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=26.625/35.71
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Southpoint Bancshares  (OTCPK:SOUB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Southpoint Bancshares PB Ratio Related Terms

Thank you for viewing the detailed overview of Southpoint Bancshares's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Southpoint Bancshares Business Description

Traded in Other Exchanges
N/A
Address
3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates in the domestic commercial banking industry. The Bank provides full-service banking to customers located in central Alabama. The Bank operates from its ten branch locations in central Alabama, and five loan production offices located throughout the State of Alabama. SPB Properties, LLC holds certain assets of the Bank and is a wholly owned subsidiary of the Bank.

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