SOUB (Southpoint Bancshares) Tariff Resilience Score: 8/10 (As of Jul. 01, 2026)


SOUB Southpoint Bancshares Inc SOUB
53 GF Score
Price $14.11
GF Value $28.56
Valuation Possible Value Trap
! 3 Warning Signs
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What is Southpoint Bancshares Tariff Resilience Score?

Southpoint Bancshares SOUB 53 Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus rates SOUB with a GF Score™ of 53/100 and a GF Value™ of $28.56 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,607 Banks companies, Southpoint Bancshares ranks better than 78.72% on this metric.

Southpoint Bancshares has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Southpoint Bancshares has Primarily a regional bank with minimal direct exposure to international trade tariffs. Limited global supply chain dependencies and no significant import/export activities.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Southpoint Bancshares might have Highly Resilient.

Southpoint Bancshares  (OTCPK:SOUB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Southpoint Bancshares Tariff Resilience Score Related Terms

SOUB vs TMAK, ESBS, SCYT: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Southpoint Bancshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southpoint Bancshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Southpoint Bancshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Southpoint Bancshares's Tariff Resilience Score falls into.


SOUB
53GF Score
Southpoint Bancshares Inc SOUB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Southpoint Bancshares (SOUB) has a Tariff Resilience Score of 8 as of Jul. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Southpoint Bancshares ranks #342 out of 1607 companies in the Banks industry, placing it in the top 21.3%.
Is Southpoint Bancshares' Tariff Resilience Score too high?
Southpoint Bancshares' current Tariff Resilience Score is 8. Based on the distribution chart, Southpoint Bancshares ranks #342 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southpoint Bancshares has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Southpoint Bancshares' Tariff Resilience Score compare to TMAK and ESBS?
According to the Banks industry distribution chart, Southpoint Bancshares ranks #342 out of 1607 companies for Tariff Resilience Score. This places Southpoint Bancshares in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Southpoint Bancshares's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southpoint Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southpoint Bancshares (SOUB) is currently considered Possible Value Trap. The stock's GF Value™ is $28.56, compared to a current price of $14.11 — trading 50.6% below its estimated fair value. The current Tariff Resilience Score is 8. Southpoint Bancshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Southpoint Bancshares (SOUB), the current Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southpoint Bancshares (SOUB) Overvalued in 2026?

Based on GuruFocus' analysis, Southpoint Bancshares stock appears to be undervalued. The current stock price of $14.11 is trading 50.6% below its estimated GF Value™ of $28.56. GuruFocus considers Southpoint Bancshares to be Possible Value Trap.

Key valuation signals for SOUB:

  • Tariff Resilience Score: 8
  • GF Value™: $28.56 vs. price of $14.11 (50.6% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the SOUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southpoint Bancshares Business Description

Address 3501 Grandview Parkway, Birmingham, AL, USA, 35243
Southpoint Bancshares Inc operates mainly in the domestic commercial banking industry. Through its banking subsidiary, it provides full-service banking to customers mainly located in central Alabama, which predominantly includes offering different types of deposit products and granting commercial, real estate, and consumer loans to customers. These banking products and services are offered through several branch locations in central Alabama and loan production offices located throughout the State of Alabama.
53GF Score

Get the complete analysis for SOUB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.11
Price
$28.56
GF Value