PEBC (Peoples Bancorp) Beta: N/A (As of Aug. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PEBC Peoples Bancorp Inc PEBC
42 GF Score
Price $2.00
GF Value $39.95
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Peoples Bancorp Beta?

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-09), Peoples Bancorp's Beta is Not available.

Peoples Bancorp  (OTCPK:PEBC) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Peoples Bancorp Beta Related Terms

Peoples Bancorp Beta Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp Beta Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 0.46 0.24 0.04 -0.28

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.46 0.24 0.04 -0.28
PEBC
42GF Score
Peoples Bancorp Inc PEBC
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $2.00 is trading 95% below its estimated GF Value™ of $39.95. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • Beta: N/A
  • GF Value™: $39.95 vs. price of $2.00 (95% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
42GF Score

Get the complete analysis for PEBC

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$39.95
GF Value