PEBC (Peoples Bancorp) EPS (Basic): $4.52 (TTM As of Dec. 2024)


PEBC Peoples Bancorp Inc PEBC
63 GF Score
Price $0.80
GF Value $39.39
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Peoples Bancorp EPS (Basic)?

Peoples Bancorp PEBC 63 EPS (Basic) is $4.52 as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.39 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Peoples Bancorp's basic earnings per share (Basic EPS) for the six months ended in Dec. 2024 was $4.52. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2024 was $4.52.

Peoples Bancorp's EPS (Diluted) for the six months ended in Dec. 2024 was $4.52. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was $4.52.

Peoples Bancorp's EPS without NRI for the six months ended in Dec. 2024 was $4.52. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2024 was 4.52.

During the past 12 months, Peoples Bancorp's average EPS without NRIGrowth Rate was -28.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 30.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 12.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Peoples Bancorp's highest 3-Year average EPS without NRI Growth Rate was 30.60% per year. The lowest was -22.60% per year. And the median was 0.90% per year.

Peoples Bancorp  (OTCPK:PEBC) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Peoples Bancorp EPS (Basic) Related Terms

Peoples Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp EPS (Basic) Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 2.03 4.29 6.30 4.52

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.00 2.03 4.29 6.30 4.52
PEBC
63GF Score
Peoples Bancorp Inc PEBC
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Peoples Bancorp's Basic EPS for the fiscal year that ended in Dec. 2024 is calculated as

Basic EPS (A: Dec. 2024 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(3.296-0)/0.729
=4.52

Peoples Bancorp's Basic EPS for the quarter that ended in Dec. 2024 is calculated as

Basic EPS (Q: Dec. 2024 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(3.296-0)/0.729
=4.52

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2024 was $4.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $4.52 mean?
Peoples Bancorp (PEBC) has a EPS (Basic) of $4.52 as of Dec. 2024. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Peoples Bancorp and its competitors.
Is Peoples Bancorp's EPS (Basic) too high?
Peoples Bancorp's current EPS (Basic) is $4.52. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's EPS (Basic) compare to FCRM and LFLS?
Peoples Bancorp's EPS (Basic) of $4.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Peoples Bancorp and its competitors. Peoples Bancorp's current EPS (Basic) is $4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.39, compared to a current price of $0.80 — trading 98% below its estimated fair value. The current EPS (Basic) is $4.52. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current EPS (Basic) is $4.52 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $0.80 is trading 98% below its estimated GF Value™ of $39.39. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • EPS (Basic): $4.52
  • GF Value™: $39.39 vs. price of $0.80 (98% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
63GF Score

Get the complete analysis for PEBC

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.80
Price
$39.39
GF Value