PEBC (Peoples Bancorp) Cash per Share: $54.40 (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PEBC Peoples Bancorp Inc PEBC
42 GF Score
Price $2.00
GF Value $39.84
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Peoples Bancorp Cash per Share?

Peoples Bancorp PEBC 42 Cash per Share is $54.40 as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 42/100 and a GF Value™ of $39.84 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Peoples Bancorp's Cash per Share for the quarter that ended in Dec. 2024 was $54.40.


Peoples Bancorp  (OTCPK:PEBC) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.


Peoples Bancorp Cash per Share Related Terms


Peoples Bancorp Cash per Share Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp Cash per Share Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 133.24 163.58 91.50 45.64 54.40

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 133.24 163.58 91.50 45.64 54.40
PEBC
42GF Score
Peoples Bancorp Inc PEBC
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Bancorp Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Peoples Bancorp's Cash per Share for the fiscal year that ended in Dec. 2024 is calculated as:

Peoples Bancorp's Cash per Share for the quarter that ended in Dec. 2024 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of $54.40 mean?
Peoples Bancorp (PEBC) has a Cash per Share of $54.40 as of Dec. 2024. Cash per share is the per-share value of a company's available cash. View historical data for Peoples Bancorp and its competitors.
Is Peoples Bancorp's Cash per Share too high?
Peoples Bancorp's current Cash per Share is $54.40. Overall, Peoples Bancorp has a GF Score™ of 42/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's Cash per Share compare to SHFS and PNC?
Peoples Bancorp's Cash per Share of $54.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for a Banks company?
A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Peoples Bancorp and its competitors. Peoples Bancorp's current Cash per Share is $54.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.84, compared to a current price of $2.00 — trading 95% below its estimated fair value. The current Cash per Share is $54.40. Peoples Bancorp's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current Cash per Share is $54.40 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $2.00 is trading 95% below its estimated GF Value™ of $39.84. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • Cash per Share: $54.40
  • GF Value™: $39.84 vs. price of $2.00 (95% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
42GF Score

Get the complete analysis for PEBC

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$39.84
GF Value