PEBC (Peoples Bancorp) ROE % Adjusted to Book Value: 8.81% (As of Dec. 2024)


PEBC Peoples Bancorp Inc PEBC
63 GF Score
Price $0.80
GF Value $39.41
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Peoples Bancorp ROE % Adjusted to Book Value?

Peoples Bancorp PEBC 63 ROE % Adjusted to Book Value is 8.81% as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.41 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Peoples Bancorp's ROE % for the quarter that ended in Dec. 2024 was 9.69%. Peoples Bancorp's PB Ratio for the quarter that ended in Dec. 2024 was 1.10. Peoples Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2024 was 8.81%.


Peoples Bancorp ROE % Adjusted to Book Value Related Terms


Peoples Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Peoples Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp ROE % Adjusted to Book Value Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.98 6.90 13.76 20.55 8.81

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.98 6.90 13.76 20.55 8.81

PEBC vs FCRM, LFLS, PNC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Peoples Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp's ROE % Adjusted to Book Value falls into.


PEBC
63GF Score
Peoples Bancorp Inc PEBC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp ROE % Adjusted to Book Value Calculation

Peoples Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.69% / 1.10
=8.81%

Peoples Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.69% / 1.10
=8.81%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.81% mean?
Peoples Bancorp (PEBC) has a ROE % Adjusted to Book Value of 8.81% as of Dec. 2024. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Peoples Bancorp and its competitors.
Is Peoples Bancorp's ROE % Adjusted to Book Value too high?
Peoples Bancorp's current ROE % Adjusted to Book Value is 8.81%. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's ROE % Adjusted to Book Value compare to FCRM and LFLS?
Peoples Bancorp's ROE % Adjusted to Book Value of 8.81% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Peoples Bancorp and its competitors. Peoples Bancorp's current ROE % Adjusted to Book Value is 8.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.41, compared to a current price of $0.80 — trading 98% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.81%. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current ROE % Adjusted to Book Value is 8.81% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $0.80 is trading 98% below its estimated GF Value™ of $39.41. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • ROE % Adjusted to Book Value: 8.81%
  • GF Value™: $39.41 vs. price of $0.80 (98% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
63GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.80
Price
$39.41
GF Value