PEBC (Peoples Bancorp) Shareholder Yield % : 52.50% (As of Dec. 2024) — 2365% Above Median


PEBC Peoples Bancorp Inc PEBC
63 GF Score
Price $0.80
GF Value $39.41
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Peoples Bancorp Shareholder Yield %?

Peoples Bancorp PEBC 63 Shareholder Yield % is 52.50% as of Dec. 2024, which is 2365% above its 10-year median of 2.13. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.41 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,503 Banks companies, Peoples Bancorp ranks better than 95.94% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Peoples Bancorp's Shareholder Yield % was 52.50%.


Peoples Bancorp  (OTCPK:PEBC) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Peoples Bancorp Shareholder Yield % Related Terms


Peoples Bancorp Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp Shareholder Yield % Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.79 2.43 2.52 2.23 1.52

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.79 2.43 2.52 2.23 1.52

PEBC vs FCRM, LFLS, PNC: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Peoples Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp's Shareholder Yield % falls into.


PEBC
63GF Score
Peoples Bancorp Inc PEBC
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp Shareholder Yield % Calculation

Peoples Bancorp's Shareholder Yield % for the quarter that ended in Dec. 2024 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.52 %+0 %+0 %
=1.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 52.50% mean?
Peoples Bancorp (PEBC) has a Shareholder Yield % of 52.50% as of Dec. 2024. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Peoples Bancorp and its competitors. This is 2365% above median its historical median of 2.13. Over the past decade, Peoples Bancorp's Shareholder Yield % has ranged from 1.52 to 52.50. According to the industry distribution chart, Peoples Bancorp ranks #61 out of 1503 companies in the Banks industry, placing it in the top 4.1%.
Is Peoples Bancorp's Shareholder Yield % too high?
Peoples Bancorp's current Shareholder Yield % of 52.50% is 2365% above median its 10-year median of 2.13. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 52.50. The Banks industry median Shareholder Yield % is 1.58. Peoples Bancorp's value of 52.50% is 3222.8% above this industry median. Based on the distribution chart, Peoples Bancorp ranks #61 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's Shareholder Yield % compare to FCRM and LFLS?
According to the Banks industry distribution chart, Peoples Bancorp ranks #61 out of 1503 companies for Shareholder Yield %. This places Peoples Bancorp in the top 4% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.58. Peoples Bancorp's value of 52.50% is 3222.8% above this benchmark. Historically, Peoples Bancorp's own Shareholder Yield % has ranged from 1.52 to 52.50 over the past decade. While the company's 10-year median is 2.13 vs. the industry median of 1.58, Peoples Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp's current Shareholder Yield % of 52.50% is 3222.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Peoples Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp's current Shareholder Yield % is 52.50%, which is 2365% above median its own 10-year median of 2.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.41, compared to a current price of $0.80 — trading 98% below its estimated fair value. The current Shareholder Yield % is 52.50%, which is 2365% above median its 10-year median of 2.13 and 3222.8% above the Banks industry median of 1.58. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current Shareholder Yield % is 52.50% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $0.80 is trading 98% below its estimated GF Value™ of $39.41. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • Shareholder Yield %: 52.50% (2365% above median its 10-year median of 2.13)
  • GF Value™: $39.41 vs. price of $0.80 (98% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 3222.8% above the Banks median (#61 of 1503)

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
63GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.80
Price
$39.41
GF Value