PEBC (Peoples Bancorp) OCF Yield %: 772.73 (As of Jun. 26, 2026) — 6690% Above Median


PEBC Peoples Bancorp Inc PEBC
63 GF Score
Price $0.80
GF Value $39.41
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Peoples Bancorp OCF Yield %?

Peoples Bancorp PEBC 63 OCF Yield % is 772.73 as of Jun. 26, 2026, which is 6690% above its 10-year median of 11.38. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.41 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,502 Banks companies, Peoples Bancorp ranks better than 99.67% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Peoples Bancorp's Trailing 12-Month Cash Flow from Operations is $4.51 Mil, and Market Cap is $0.58 Mil. Therefore, Peoples Bancorp's OCF Yield % for today is 772.73%.

The historical rank and industry rank for Peoples Bancorp's OCF Yield % or its related term are showing as below:

PEBC' s OCF Yield % Range Over the Past 10 Years
Min: 8.26   Med: 11.38   Max: 772.73
Current: 772.73


During the past 13 years, the highest OCF Yield % of Peoples Bancorp was 772.73%. The lowest was 8.26%. And the median was 11.38%.

PEBC's OCF Yield % is ranked better than
99.67% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs PEBC: 772.73

Peoples Bancorp's OCF Margin % for the quarter that ended in Dec. 2024 was %.


Peoples Bancorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Peoples Bancorp OCF Yield % Related Terms


Peoples Bancorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp OCF Yield % Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.77 11.21 9.71 19.49 11.44

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.77 11.21 9.71 19.49 11.44

PEBC vs FCRM, LFLS, PNC: OCF Yield % Comparison

For the Banks - Regional subindustry, Peoples Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp's OCF Yield % falls into.


PEBC
63GF Score
Peoples Bancorp Inc PEBC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Peoples Bancorp's OCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=4.505 / 39.366
=11.44%

Peoples Bancorp's annualized OCF Yield % for the quarter that ended in Dec. 2024 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=4.505 * 1 / 39.366
=11.44%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 772.73 mean?
Peoples Bancorp (PEBC) has a OCF Yield % of 772.73 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Peoples Bancorp and its competitors. This is 6690% above median its historical median of 11.38. Over the past decade, Peoples Bancorp's OCF Yield % has ranged from 8.26 to 772.73. According to the industry distribution chart, Peoples Bancorp ranks #5 out of 1502 companies in the Banks industry, placing it in the top 0.3%.
Is Peoples Bancorp's OCF Yield % too high?
Peoples Bancorp's current OCF Yield % of 772.73 is 6690% above median its 10-year median of 11.38. Over the past 10 years, this metric has ranged from a low of 8.26 to a high of 772.73. The Banks industry median OCF Yield % is 9.24. Peoples Bancorp's value of 772.73 is 8262.9% above this industry median. Based on the distribution chart, Peoples Bancorp ranks #5 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's OCF Yield % compare to FCRM and LFLS?
According to the Banks industry distribution chart, Peoples Bancorp ranks #5 out of 1502 companies for OCF Yield %. This places Peoples Bancorp in the top 0% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.24. Peoples Bancorp's value of 772.73 is 8262.9% above this benchmark. Historically, Peoples Bancorp's own OCF Yield % has ranged from 8.26 to 772.73 over the past decade. While the company's 10-year median is 11.38 vs. the industry median of 9.24, Peoples Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp's current OCF Yield % of 772.73 is 8262.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Peoples Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp's current OCF Yield % is 772.73, which is 6690% above median its own 10-year median of 11.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.41, compared to a current price of $0.80 — trading 98% below its estimated fair value. The current OCF Yield % is 772.73, which is 6690% above median its 10-year median of 11.38 and 8262.9% above the Banks industry median of 9.24. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current OCF Yield % is 772.73 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $0.80 is trading 98% below its estimated GF Value™ of $39.41. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • OCF Yield %: 772.73 (6690% above median its 10-year median of 11.38)
  • GF Value™: $39.41 vs. price of $0.80 (98% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 8262.9% above the Banks median (#5 of 1502)

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
63GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.80
Price
$39.41
GF Value