PEBC (Peoples Bancorp) Change In Working Capital: $0.97 Mil (TTM As of Dec. 2024)

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PEBC Peoples Bancorp Inc PEBC
26 GF Score
Price $2.00
! 1 Warning Sign
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What is Peoples Bancorp Change In Working Capital?

Peoples Bancorp PEBC 26 Change In Working Capital is $0.97 Mil as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 26/100. The stock has 1 warning sign investors should review.

Peoples Bancorp's change in working capital for the quarter that ended in Dec. 2024 was $0.97 Mil.

Peoples Bancorp's change in working capital for the fiscal year that ended in Dec. 2024 was $0.97 Mil.

It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement. Not by calculating the number changes in each periods' working capital (Total Current Assets minus Total Current Liabilities).

Peoples Bancorp Change In Working Capital Related Terms

Peoples Bancorp Change In Working Capital Historical Data

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The historical data trend for Peoples Bancorp's Change In Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp Change In Working Capital Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Change In Working Capital
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.19 0.57 -1.06 -0.12 0.97

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Change In Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.19 0.57 -1.06 -0.12 0.97
PEBC
26GF Score
Peoples Bancorp Inc PEBC
Change In Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp Change In Working Capital Calculation

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Working Capital for the trailing twelve months (TTM) ended in Dec. 2024 was $0.97 Mil.

Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities.

Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement.

Use Wal-Mart Stores Inc (Jan 2014, Annual Data) as an example: Source: Wal-Mart Stores Inc 2014-01-31 10-K from SEC

Consolidated Statements of Cash Flows Fiscal Years EndedJanuary 31,(Amounts in millions)
Cash flows from operating activities: 2014 2013 2012
Changes in certain assets and liabilities, net of effects of acquisitions:
Receivables, net (566) (614) (796)
Inventories (1,667) (2,759) (3,727)
Accounts payable 531 1,061 2,687
Accrued liabilities 103 271 (935)
Accrued income taxes (1,224) 981 994

For 2014-01-31, add all the items under 2014 collum together, Change in Working Capital was (566) + (1,667) + 531 + 103 + (1,224) = $ (2,823) Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Change In Working Capital of $0.97 Mil mean?
Peoples Bancorp (PEBC) has a Change In Working Capital of $0.97 Mil as of Dec. 2024. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Peoples Bancorp.
Is Peoples Bancorp's Change In Working Capital too high?
Peoples Bancorp's current Change In Working Capital is $0.97 Mil. Overall, Peoples Bancorp has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's Change In Working Capital compare to SHFS and PNC?
Peoples Bancorp's Change In Working Capital of $0.97 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Working Capital for a Banks company?
A good Change In Working Capital depends on the Banks industry context. However, Change In Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Working Capital mean?
A high Change In Working Capital can signal that a stock is expensive relative to its fundamentals. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Peoples Bancorp. Peoples Bancorp's current Change In Working Capital is $0.97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Peoples Bancorp (PEBC) has a current Change In Working Capital of $0.97 Mil. The current Change In Working Capital is $0.97 Mil. Peoples Bancorp's overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Working Capital calculated?
Change In Working Capital is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current Change In Working Capital is $0.97 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
26GF Score

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Change In Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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