PEBC (Peoples Bancorp) EPS without NRI: $4.52 (TTM As of Dec. 2024)


PEBC Peoples Bancorp Inc PEBC
63 GF Score
Price $2.00
GF Value $39.48
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Peoples Bancorp EPS without NRI?

Peoples Bancorp PEBC 63 EPS without NRI is $4.52 as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.48 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,412 Banks companies, Peoples Bancorp ranks better than 87.04% on this metric.

Peoples Bancorp's earnings per share without non-recurring items for the six months ended in Dec. 2024 was $4.52. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2024 was $4.52.

During the past 12 months, Peoples Bancorp's average earnings per share (NRI) Growth Rate was -28.30% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 30.60% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 12.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Peoples Bancorp's EPS without NRI or its related term are showing as below:

PEBC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -22.6   Med: 0.9   Max: 30.6
Current: 30.6

During the past 13 years, Peoples Bancorp's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 30.60% per year. The lowest was -22.60% per year. And the median was 0.90% per year.

PEBC's 3-Year EPS without NRI Growth Rate is ranked better than
87.04% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs PEBC: 30.60

Peoples Bancorp's EPS (Diluted) for the six months ended in Dec. 2024 was $4.52. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was $4.52.

Peoples Bancorp's EPS (Basic) for the six months ended in Dec. 2024 was $4.52. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2024 was $4.52.


Peoples Bancorp  (OTCPK:PEBC) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Peoples Bancorp EPS without NRI Related Terms


Peoples Bancorp EPS without NRI Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp EPS without NRI Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 2.03 4.29 6.30 4.52

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.00 2.03 4.29 6.30 4.52

PEBC vs SHFS, PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, Peoples Bancorp's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp's PE Ratio without NRI falls into.


PEBC
63GF Score
Peoples Bancorp Inc PEBC
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Bancorp EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2024 was $4.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $4.52 mean?
Peoples Bancorp (PEBC) has a EPS without NRI of $4.52 as of Dec. 2024. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Peoples Bancorp and its competitors. According to the industry distribution chart, Peoples Bancorp ranks #183 out of 1412 companies in the Banks industry, placing it in the top 13%.
Is Peoples Bancorp's EPS without NRI too high?
Peoples Bancorp's current EPS without NRI is $4.52. The Banks industry median EPS without NRI is 7.30. Peoples Bancorp's value of $4.52 is 38.1% below this industry median. Based on the distribution chart, Peoples Bancorp ranks #183 out of 1412 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's EPS without NRI compare to SHFS and PNC?
According to the Banks industry distribution chart, Peoples Bancorp ranks #183 out of 1412 companies for EPS without NRI. This places Peoples Bancorp in the top 13% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. Peoples Bancorp's value of $4.52 is 38.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp's current EPS without NRI of $4.52 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Peoples Bancorp and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp's current EPS without NRI is $4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.48, compared to a current price of $2.00 — trading 94.9% below its estimated fair value. The current EPS without NRI is $4.52 and 38.1% below the Banks industry median of 7.30. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current EPS without NRI is $4.52 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $2.00 is trading 94.9% below its estimated GF Value™ of $39.48. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • EPS without NRI: $4.52
  • GF Value™: $39.48 vs. price of $2.00 (94.9% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 38.1% below the Banks median (#183 of 1412)

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
63GF Score

Get the complete analysis for PEBC

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$39.48
GF Value