Peoples BancorpPEBC 63 PEG Ratio is 0.05 as of Jun. 28, 2026, which is 98% below its 10-year median of 2.44. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.41 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, Peoples Bancorp ranks better than 99.59% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Peoples Bancorp's PEG Ratio or its related term are showing as below:
PEBC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.05 Med: 2.44 Max: 7.51
Current: 0.05
During the past 13 years, Peoples Bancorp's highest PEG Ratio was 7.51. The lowest was 0.05. And the median was 2.44.
PEBC's PEG Ratio is ranked better than 99.59% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs PEBC: 0.05
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Peoples Bancorp (OTCPK:PEBC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Peoples Bancorp PEG Ratio Related Terms
Peoples Bancorp PEG Ratio Historical Data
* Premium members only.
The historical data trend for Peoples Bancorp's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Peoples Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Peoples Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Peoples Bancorp (PEBC) has a PEG Ratio of 0.05 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Peoples Bancorp and its competitors. This is 98% below median its historical median of 2.44. Over the past decade, Peoples Bancorp's PEG Ratio has ranged from 0.05 to 7.51. According to the industry distribution chart, Peoples Bancorp ranks #5 out of 1231 companies in the Banks industry, placing it in the top 0.40000000000001%.
Is Peoples Bancorp's PEG Ratio too high?
Peoples Bancorp's current PEG Ratio of 0.05 is 98% below median its 10-year median of 2.44. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 7.51. The Banks industry median PEG Ratio is 1.52. Peoples Bancorp's value of 0.05 is 96.7% below this industry median. Based on the distribution chart, Peoples Bancorp ranks #5 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's PEG Ratio compare to FCRM and LFLS?
According to the Banks industry distribution chart, Peoples Bancorp ranks #5 out of 1231 companies for PEG Ratio. This places Peoples Bancorp in the top 0% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Peoples Bancorp's value of 0.05 is 96.7% below this benchmark. Historically, Peoples Bancorp's own PEG Ratio has ranged from 0.05 to 7.51 over the past decade. While the company's 10-year median is 2.44 vs. the industry median of 1.52, Peoples Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp's current PEG Ratio of 0.05 is 96.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Peoples Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp's current PEG Ratio is 0.05, which is 98% below median its own 10-year median of 2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.41, compared to a current price of $0.80 — trading 98% below its estimated fair value. The current PEG Ratio is 0.05, which is 98% below median its 10-year median of 2.44 and 96.7% below the Banks industry median of 1.52. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current PEG Ratio is 0.05 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Bancorp (PEBC) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued.
The current stock price of $0.80 is trading 98% below its estimated GF Value™ of $39.41.
GuruFocus considers Peoples Bancorp to be Significantly Undervalued.
Key valuation signals for PEBC:
PEG Ratio: 0.05 (98% below median its 10-year median of 2.44)
GF Value™: $39.41 vs. price of $0.80 (98% below fair value)
Industry Position: 96.7% below the Banks median (#5 of 1231)
No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
63GF Score
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