PEBC (Peoples Bancorp) Change In Receivables: $0.10 Mil (TTM As of Dec. 2024)

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PEBC Peoples Bancorp Inc PEBC
42 GF Score
Price $2.00
GF Value $39.79
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Peoples Bancorp Change In Receivables?

Peoples Bancorp PEBC 42 Change In Receivables is $0.10 Mil as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 42/100 and a GF Value™ of $39.79 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Peoples Bancorp's change in receivables for the quarter that ended in Dec. 2024 was $0.10 Mil. It means Peoples Bancorp's Accounts Receivable declined by $0.10 Mil from Dec. 2023 to Dec. 2024 .

Peoples Bancorp's change in receivables for the fiscal year that ended in Dec. 2024 was $0.10 Mil. It means Peoples Bancorp's Accounts Receivable declined by $0.10 Mil from Dec. 2023 to Dec. 2024 .

Peoples Bancorp's Accounts Receivable for the quarter that ended in Dec. 2024 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Peoples Bancorp's Days Sales Outstanding for the six months ended in Dec. 2024 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Peoples Bancorp's liquidation value for the six months ended in Dec. 2024 was $-230.81 Mil.


Peoples Bancorp  (OTCPK:PEBC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Peoples Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2024 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/17.998*91
=0.00

2. In Ben Graham's calculation of liquidation value, Peoples Bancorp's accounts receivable are only considered to be worth 75% of book value:

Peoples Bancorp's liquidation value for the quarter that ended in Dec. 2024 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=39.659-270.473+0.75 * 0+0.5 * 0
=-230.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Peoples Bancorp Change In Receivables Related Terms


Peoples Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp Change In Receivables Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.08 -0.06 -0.54 0.01 0.10

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.08 -0.06 -0.54 0.01 0.10
PEBC
42GF Score
Peoples Bancorp Inc PEBC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2024 was $0.10 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.10 Mil mean?
Peoples Bancorp (PEBC) has a Change In Receivables of $0.10 Mil as of Dec. 2024. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Peoples Bancorp and its competitors.
Is Peoples Bancorp's Change In Receivables too high?
Peoples Bancorp's current Change In Receivables is $0.10 Mil. Overall, Peoples Bancorp has a GF Score™ of 42/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's Change In Receivables compare to SHFS and PNC?
Peoples Bancorp's Change In Receivables of $0.10 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Peoples Bancorp and its competitors. Peoples Bancorp's current Change In Receivables is $0.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.79, compared to a current price of $2.00 — trading 95% below its estimated fair value. The current Change In Receivables is $0.10 Mil. Peoples Bancorp's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current Change In Receivables is $0.10 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $2.00 is trading 95% below its estimated GF Value™ of $39.79. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • Change In Receivables: $0.10 Mil
  • GF Value™: $39.79 vs. price of $2.00 (95% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
42GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$39.79
GF Value